Skip Navigation
Skip to Content

Voluntary Benefit Solutions

Voluntary products available through AIG’s Group Benefits business give employees the option to select additional coverage options based on personal needs and budgets.

AIG offers enrollment support as employees choose whether to fund extra benefits for themselves and their families, including term and universal life, injury and illness coverage, home protection plans, and more.

Enable customized coverage.

Voluntary Benefit Products

AIG’s Group Benefits Enrollment Solutions allow employers to easily manage employee benefits and empower employees to make smarter benefits choices.

Good For

Businesses seeking to streamline the enrollment process and improve the accuracy of employee data.

Group Hospital Indemnity Insurance offers hospital insurance coverage to supplement health plans.

Good For

Employers seeking to offer employees voluntary benefits that cover hospital visits.


Employees can receive benefits for treatments and services, regardless of other medical coverage, if they become injured as a result of a covered accident. Benefits are paid directly to the employees to help pay for co-pays, deductibles, noncovered expenses, and more. Spouse and child coverage available.

Critical Illness

In addition to a cash benefit for annual health screenings, employees can access unlimited recurrence benefits with multiple lump-sum payments, additional diagnosis benefits, and cancer treatment with indemnity benefits. Spouse benefits are available, and coverage for children is available for no extra charge.

Hospital Indemnity

AIG’s Group Benefits Hospital Indemnity insurance can provide your employees with a solution to the financial burdens created by unexpected trips to the hospital. Our benefits cover a range of hospital-related expenses from nonoccupational injuries or sickness, including hospital admission and confinement, intensive care, and emergency room visits.

Home Protection

Offer your employees the reliability that comes from partnering with an industry leader in warranty coverage. AIG’s Group Benefits Home Protection plan covers repairs or replacements of major appliances, water heaters, and primary heating and cooling systems — and provides access to the most extensive network of repair professionals.

Personal Term and Universal Life

Help your employees ensure financial security for their families. AIG provides affordable personal term and universal life coverage, including options to purchase accelerated death benefits with a terminal illness rider and child coverage.

Learn More About Voluntary Benefit Solutions

AIG’s Group Benefits Professionals Are Here to Help

Contact us today about group benefits options that can enable your employees to add coverage that fits their personal circumstances and budget.