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Self-Funded Solutions

Choosing to self-fund can provide many benefits – but it requires a thoughtful approach to manage the increased risk.


Self-funded solutions from AIG include a variety of risk and cost management strategies – from captive services and stop-loss to specialty medical programs. We’ll help you gain more control over funds, while also protecting your business financially from excessive loss.

Self fund with less risk.

Self-Funded Products

AIG’s Group Benefits Captive Solutions can enable employers to achieve more control over cost increases and renewal terms.

Good For

Employers seeking to enhance strategies for claims costs through sharing financial impact.

AIG’s Group Benefits Medical Stop Loss insurance helps reduce exposure to self-funded group health plans by providing reimbursements when claims rise above a specified amount

Good For

Good for companies that self-fund group health plans and want to reduce exposure to covered claims that exceed certain thresholds

AIG’s Group Benefits Specified Disease Organ Transplant insurance offers experienced case management and solid coverage against potentially catastrophic claims.

Good For

Self-funded groups of 50 or more individuals seeking targeted protection for organ transplants.

Additional Protection

Catastrophic Medical Management Solution

This integrated program helps you control medical costs through employee health and risk assessments, predictive modeling, and wellness programs. Features include:

Cancer care management
Renal dialysis management
Neonate management
 Transplant network
Hemophilia management

Learn More About AIG’s Group Benefits Self-Funded Solutions

AIG’s Group Benefits Professionals Are Here to Help

Contact your local Group Benefits representative today for more information about our flexible solutions and unmatched expertise. We’ll help you self-fund with confidence.

The underwriting risks, financial and contractual obligations, and support functions associated with products issued by National Union Fire Insurance Company of Pittsburgh, Pa., are its responsibility. National Union Fire Insurance Company of Pittsburgh, Pa., maintains its principal place of business in New York, N.Y., and is authorized to conduct insurance business in all states and the District of Columbia. NAIC No. 19445. Coverages may not be available in all states.

This is a summary only of products and services offered. Actual offerings may vary by group size and are subject to state insurance law, and the benefits/provisions as described may vary due to such law. The Policy contains definitions, reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the Policy. If any discrepancy exists between the contents of this brochure and the Policy, the Policy will govern in all cases.
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