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Defense Base Act Insurance

All types of U.S. government contractors — from military to disaster relief, nonprofits, and education — have civilian workers overseas that require specialized protection and support.


With our global underwriting and claims specialists, AIG is one of few carriers with the necessary expertise and network to protect U.S. government contractors — no matter where in the world their job takes them.

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Benefits of Defense Base Act Insurance with AIG

Dedicated Worldwide Claims Management

Highly trained DBA claims specialists are strategically positioned around the globe and supported by world-class DBA Centers of Excellence in the U.S. and Dubai. Our network of on-the-ground personnel and vendors investigate claims and pay benefits in local languages and currencies.

Medical Evacuation and Assistance

With a single phone call, DBA clients have worldwide access to prompt, quality medical services and secure evacuations 24/7 through Travel Guard®, AIG’s global assistance operation.

Unparalleled Defense Base Act Expertise

We’ve seen more Defense Base Act claims since 2001 than any other carrier

Coverage Details

Available Coverage

Covers employees with medical, disability, and vocational rehabilitation benefits, or DBA death benefits in the case of an employee’s death.
AIG offers additional levels of coverage to help maximize clients’ protection, including: Employers’ Liability, Limited Kidnap, Ransom, and Extortion coverage & Stated Benefits

Supplementary Coverage

AIG offers other specialty and international coverage to further protect employees overseas, including:
Full Limits Kidnap, Ransom, and Extortion
Foreign Voluntary Compensation
Foreign General Liability
Foreign Business Automobile Liability
Emergency Security and Evacuation
Accidental Death and Dismemberment (AD&D)
Business Travel Accident (BTA)

Resources for Multinational Companies

Resource Center

It’s a big world, with big opportunities. If you conduct business across borders — even in just two countries — count on AIG’s multinational expertise, solutions, and service around the globe

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AIG Defense Base Act Professionals Are Here to Help

Count on AIG’s strategically positioned DBA staff and global network for optimal coverage and support.