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Term Life Insurance

Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for 10, 15, 20 or 30 years, or until a specific age (for example, 65).

With Select-a-Term you avoid paying extra, unnecessary costs by choosing only the term coverage you need: 10-, 12-, or 15-through 35-year term periods.

Introducing ROP Select-a-TermSM life insurance from American General Life and United States Life. For the term you select –15 years or any of 20 through 35 years – your policy will help protect your family, your home and your savings should anything happen to you.


Once enrolled, the insured(s) are covered 24 hours a day, 365 days a year against covered accidents occurring in the course of business or pleasure.