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Supplemental Health Insurance
Supplemental Health insurance covers potential health risks not included in a traditional health insurance policy, such as critical illnesses and cancer.
Critical Illness insurance protects individuals against the financial hardships associated with surviving a critical illness such as cancer, heart attack or stroke. The benefit amount can be used to cover immediate health-related costs, as well as lost income, mortgage payments and tuition.
Cancer Care insurance helps to offset some of the costs associated with cancer treatment and recovery. These include hospital confinement, an ambulance to and from the hospital, Intensive Care Unit confinement, radiation and chemotherapy, surgery, a second surgical opinion and disability income. Some policies also include a death benefit.
Your ability to work and generate income is your greatest asset -- and if a disability ever left you unable to work, a combination of increased expenses (medical costs, child care, special equipment, etc.) and lost income could create financial difficulties.
AIG Accident Expense Plus provides benefits for a wide range of accident-related costs, from emergency room visits to physical therapy to diagnostic exams even surgery.