SBS Product Details
SBS provides general insurance packages with multi-line coverage's for the SME owner in the following industries:
• Business and Personal Service Providers
• Hospitality
• Manufacturers
• Non-Profits
• Real Estate
• Retailers
• Wholesalers
• Leisure/Recreational
• Education
The package products can contain all or a portion of the following coverage's based on the specific SME needs in each country and the "My Business, My Choice" selection of the SME owner :
• Systems Analysis
• Material Damage to Property (Named Perils and All Risks basis)
• Workmen's Compensation and Employers Liability
• Third Party Liability-Public Liability
• Products Liability
• Business Interruption
• Electronic Equipment
• Crime/Fidelity Guarantee for Employees
• Money (In Safe, On premises, In Transit)
• Inland Marine
• Group Personal Accident for Employees
• Property Terrorism and Sabotage
• Contaminated Products
• Directors & Officers Liability
• Professional Indemnity
For firms based outside of the USA and Canada, coverage may be written on a worldwide basis, including the jurisdictions of the USA and Canada. For USA and Canadian companies, coverage plans are offered for foreign operational exposures and for liabilities arising from products exported from the home country.
FAQ
What industries will you not consider underwriting?
This depends on the line of coverage being offered. Mostly, all industries can be considered but terms may vary significantly by industry and product.