A variable annuity can add power to the long-term growth potential of the markets. That's because variable annuties offer a unique combination of tax-deferred market growth potential and protection features that no other investment can! The variable family of product includes the Polaris Family of Products and Seasons Family of Products.

The Polaris Variable Annuities are multi-manager variable annuity products that employ renowned money managers, provide diversification opportunities, and offer asset allocation models. The Seasons Variable Annuities pack the power of an institutional investing approach with the benefits of a variable annuity.

Fixed annuities can help you save for retirement with guaranteed fixed rates and the security of lifetime income options. Diversify your retirement portfolio with fixed annuities offered through AIG Annuity Insurance Company, the largest issuer of fixed annuities sold in the United States.

For inquiries or prospectuses for our mutual fund products, including our unique line of multi-managed Focused Portfolios, Focused Asset Allocation Strategies and High Watermark Funds, please visit the AIG SunAmerica Mutual Funds Web site. There you will also find information about our new Retirement Income Strategy, an initiative designed to help baby boomers and their financial advisors contemplate the accumulation, transition and distribution phases of retirement.

AIG SunAmerica Mutual Funds
Harborside Financial Center
3200 Plaza 5
Jersey City, New Jersey 07311
800-858-8850
http://www.sunamericafunds.com/