The AIG Family of Companies is committed to providing quality service and insurance products to our customers, and we are an integral part of Hawaii’s community.
- Life Insurance
- Commercial Auto Insurance
- Auto and Motor Vehicle Insurance
- Commercial Auto Insurance
- Life Insurance
Need more information?
-
Email or Call us Mon - Fri 6am-8pm EST
USA: 877-638-4244
Worldwide: +1-908-679-3150
Permanent Life Insurance - Hawaii Customers
Offered by:
AIG Hawaii
Product Details
Permanent life insurance, often called whole life, is the more traditional type of life insurance policy. With whole life coverage, you pay premiums which remain the same for the length of the policy. When you've paid all the premiums, the policy remains in effect until you die, unlike term life, which lasts only for a specified period. Permanent life insurance also has the added benefit of allowing you to accumulate a tax-deferred cash reserve which is invested by the insurer.
Show Tab View | Show List View
Features and Benefits
Back To Top
The main reason for life insurance is to supplement your income for your family in case of your death. Most young single people do not invest in life insurance. Once you are in your twenties or decide to get married however, you may want to consider life insurance. Premiums will tend to be lower when you are younger because insurance companies feel you have less chance of dying. Most jobs provide life insurance, but it is best not to rely solely on this policy. You may loose your job, and in doing so loose your life insurance. When deciding on the amount of coverage you may want to consider your families situation. You may need less insurance if you have 1 child and your spouse is working. If your spouse doesn't work and you have several small children, you may choose to purchase more coverage. The funds from your policy need to cover your final medical bills, burial costs, and paycheck as well as your families daily living expenses and long term needs such as retirement and college.
Group Insurance Programs
Back To Top
Our Group Insurance programs are designed for employer groups, union groups, and various associations of all sizes. Hawaii Insurance Consultants will provide our customers with quality products and services through over 20 insurance companies throughout the country. These companies must receive an A.M. Best Rating of "A" (Excellent) or better before we'll use them to provide you with any benefit(s) for your group. It is our commitment to provide our customer with the best coverage at competitive prices, and we will not be satisfied until we do.