Amateur Sports Accident Insurance

Amateur Sports Accident Insurance

Amateur sports participation rates are at all-time highs. Insuring this dynamic and ever-changing market is challenging as it has one of the highest rates of injury; the National Youth Sports Safety Foundation estimates over 5 million kids are treated in hospital emergency rooms yearly due to sports-related injuries.

We provide amateur sports organizations with valuable accident coverage for all participants, including athletes, coaches, volunteers, crew and spectators, offering them with a way to pay medical expenses in the event of an accident or medical emergency. Our coverage can offset and serve as a way of deterring liability claims.  

Features & Benefits

    • Serves as a complement to general liability; covers injuries under a separate accident policy

    • Provides a way for members to pay medical expenses for qualified injuries or accidents; benefits are paid regardless of fault

    • Provides a lump sum payment that can be used at the insured’s discretion

    • Offers coverage during participation in the activity as well as for travel to and from the activity


    • Accidental Death and Dismemberment (AD&D)

    • Accident Medical Expense

    • Catastrophic Cash Benefit

    • Sickness Medical Services*

    • Broad range of other benefits are available including Primary General Liability, Sexual Misconduct Liability, Weekly Accidental Indemnity and Heart and Circulatory

    *All coverages and groups are not available in all states.

AIG Links