Excess liability protection


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Excess liability protection

You don’t have to be a billionaire to be sued like one. Ensure that your family is protected from claims of personal injury or property damage with high limits of personal excess liability insurance. 

Get the Facts

    • The liability coverage within home, auto and watercraft policies is considered “primary” insurance; it responds first in the event of a claim. Excess liability insurance responds after primary limits are exceeded.

    • Typical insurance carriers only allow up to $5 million in excess or “umbrella” coverage. If your family’s net worth exceeds that limit, your personal assets may be exposed.

Our Advantages

    • We offer up to $100 million limits to safeguard your family and assets adequately.

    • In the event of a covered lawsuit, you can choose legal representation from a national panel of leading defense specialists; most insurers leave you out of this process entirely.


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