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Occupational Accident

Comprehensive coverage designed for companies that employ non-traditional workers such as independent contractors and truckers.

Independent Contractors Occupational Accident Insurance

Independent Contractors Occupational Accident Insurance enables organizations to extend vital benefits to this broadening portion of the workforce that might otherwise have to go without.

Truckers Occupational Accident Insurance

Truckers Occupational Accident Insurance is customized for motor carriers, owner-operators and contract driver providing coverage to accidental death or dismemberment, accident-related medical expenses and temporary or continuous total disability.


Blanket Occupational Accident Insurance

Blanket Occupational Accident Insurance provides insurance coverage that is designed to supplement Workers’ Compensation coverage for losses resulting from serious accidents and protects companies by providing adequate cushions for loss funds.

Non-Subscriber Occupational Accident Coverage

Non-Subscriber Occupational Accident Coverage (NOAC) enables companies in Tennessee and Texas that choose not to subscribe to workers’ compensation insurance to protect against losses from work-related accidents.