Non-Standard/More Complex Risks

Builder's Risk offers coverage to insureds during the construction of a home (ground up or mid-term projects) or for existing homes under renovation.

LexElite® Condos and Tenants Insurance provide a competitively priced solution for owner-occupied condos, hard-to-place rental or secondary/seasonal condos, and units rented by tenants.

Excess Flood Insurance provides coverage exceeding the maximum limits of the National Flood Insurance Program (NFIP) for single and multi-family dwellings, condominiums and rental homes.

LexElite® Homeowners Insurance provides flexible coverage for mid to high-value properties, older homes, secondary/seasonal residences, rental properties (long- and short-term), builders risks and homes with prior losses.

LexElite® Personal Article Floaters can be written for most classes of property—including valuable works of art, fine jewelry, extensive coin collections, and other unique items.

LexElite® Vacant Dwelling Insurance provides insurance for difficult to cover vacant dwellings, old and new, coastal and inland.