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Alternative risk solutions  

Clients’ risks are evolving at tremendous speed and we can respond to multinational clients’ new investments and acquisitions with Property and Liability limits among the highest in the industry. Our relentless innovation sets us apart in covering global cyber, trade credit and D&O exposures and with our extensive global Personal Accident and Travel capabilities we can address growing risks resulting from unprecedented employee mobility. All of this is underpinned by best in class, locally approved policy wordings throughout the AIG Global Network. 

Traditional insurance solutions may not always be the answer for all of your clients’ business risks and risk tolerance. With a full spectrum of captive management and loss reimbursement capabilities, AIG is uniquely positioned to craft innovative solutions in response to all of your clients’ risk management needs. 


We provide a complete range of captive advisory and management services, from single parent insurance and reinsurance captives, associations, risk retention and group captives to traditional “rent-a-captives”, protected cell companies and segregated account structures. Clients without a captive can experience many of its benefits through participation in AIG’s own captive cell facilities.  As well as providing flexibility of risk retention, these arrangements also provide direct access to reinsurance, customized premiums and policies, and stable pricing outside of conventional insurance market cycles