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Property Large Limits Insurance

Coverage 

  • Broad property damage and business interruption coverage for commercial property clients
  • Market-leading natural catastrophe capacity available for earthquakes, floods and windstorms
  • Equipment breakdown
  • Tailored Cyber coverages and risk consulting services to address current along with emerging cyber risks

Available Limits

Up to USD2.5 billion for commercial property clients

Capacity

  • USD2.5 billion
  • Client engagement is critical in order to maximize the deployed capacity and is recommended a minimum of 4-6 months prior to the effective date


Minimum Premium

USD 100,000

Minimum Deductible

Deductibles are occupancy specific

Targeted Classes/ Industries

Airports, Financial Institutions, Higher Education, Healthcare, Hotels, Manufacturing and Process Industry, Real Estate, Retail, Stadiums

Targeted Geographies

Global

Excluded Classes / Industries

Capacity will be dependent upon occupancy and risk quality

Targeted Geographies

Global

Excluded Classes/ Industries

Capacity will be dependent upon occupancy and risk quality

AIG is there for clients before and after a disaster strikes. Our customized coverage and loss-prevention strategies mitigate risks, and our seamless claims response will ensure business resilience globally. Our aspiration is to ensure that you maintain business continuity supported through our Client Risk Solutions while concurrently providing market-leading capacity of $2.5 billion to meet clients’ risk transfer needs.

 

AIG’s policies cover a broad range of commercial property classes providing clients with the flexibility of tailored coverage options to reduce gaps and meet local and global needs.

 

With AIG Client Risk Solutions and analytics capabilities, insureds can complement their coverage with practical risk-management solutions. Our goal is to help identify and understand the risks that threaten a client’s business – and to provide practical solutions to eliminate or mitigate them. Industry professionals provide broad on-site property reviews to help you assess risks, manage safety programs, and protect your bottom line.

The AIG Property Claims Promise affirms that our dedicated team of claims experts will mobilize in rapid response to a covered event and will advance our policyholders up to 50% of an agreed loss estimate within 7 days, giving them the immediate working funds they need for property damage and repairs, clean-up costs and extra expenses.

Market-leading per-risk capacity of $2.5 billion worldwide.

 

A global force of 600+ engineers to support clients in the identification, assessment and mitigation of risks which could impact a client’s business continuity. Our engineers provide on-site expertise on prevailing risk exposures along with expertise in critical catastrophic perils such as flood, earthquake and windstorm. Clients benefit from risk consulting services and professional recommendations that go beyond site inspections.

 

Client Risk Solutions (CRS) brings together AIG’s world-class services, technology and expertise to create tailored, outcome-based risk management programs for our clients.

 

Through our partnership with leading academic institution, Clemson University, AIG is positioned to leverage engineering, analytics, claims and proprietary technology to build risk intelligence, turning data into meaningful insights for our clients.

Interested in Property Large Limits Insurance?