Management Leadership

Bruce Abrams is President and Chief Executive Officer of Western National Life and VALIC, and President, Fixed Annuities and Group Retirement, AIG Life and Retirement.

Mr. Abrams joined Western National Life in 1994. He was promoted to Executive Vice President in 1997 to manage the financial institutions channel. Mr. Abrams served as President and Chief Marketing Officer before being named President and Chief Executive Officer in 2002. In 2004, he assumed expanded responsibilities when he was elected President and Chief Executive Officer of VALIC, and in 2012 he was named President, Fixed Annuities and Group Retirement of SunAmerica Financial Group. Mr. Abrams joined Western National Life from Ford Life Insurance Company, a subsidiary of Ford Motor Company, where he served as Executive Vice President, Interest Sensitive Products. Prior to establishing the Ford annuity program, he was Manager of Financial Analysis at Life and Property and Casualty Ford Insurance Group

Mr. Abrams received a Bachelor’s degree in Business Administration from Western Michigan University and holds FINRA Series 7, 24 and 63 licenses.

Robert H. Benmosche joined American International Group, Inc. as President and Chief Executive Officer in August 2009, when he was also elected to the AIG Board of Directors. Mr. Benmosche retired as Chairman and Chief Executive Officer of MetLife, Inc. in 2006 after an eleven-year career during which he led the transition of MetLife from a mutual to a public company in April 2000. Since then, MetLife has risen to be the largest life insurer in North America. During Mr. Benmosche's tenure, MetLife acquired General American and Traveler's Life and Annuity. He joined MetLife as an Executive Vice President in 1995 to direct the merger of New England Mutual with MetLife, and to head MetLife's Individual Sales force and Retail Product Development. Mr. Benmosche was President and Chief Operating Officer from 1997 until he was named Chairman of the Board, President, and Chief Executive Officer in 1998.

Before joining MetLife, Mr. Benmosche spent more than 13 years at PaineWebber Group Incorporated, where he served in several capacities. These included Senior Vice President of Marketing, CFO of the Retail Brokerage Division, and as Executive Vice President from 1989-1995, serving as the head of Operations and Technology and Director and Sales Manager for over 1,500 retail investment advisors. He also directed the merger of Kidder Peabody into PaineWebber in 1994. Earlier in his career, Mr. Benmosche was a Chase Manhattan Bank Vice President and a staff consultant with Arthur D. Little. Mr. Benmosche received his bachelor's degree from Alfred University and served in Korea as a Lieutenant in the United States Army Signal Corps. He is a member of the Board of Directors of Credit Suisse Group AG. He has also served on the Boards of Directors of the New York Philharmonic and Alfred University. He is a native of Brooklyn, New York.

James Bracken is the Chief Financial Officer of AIG Property Casualty. Mr. Bracken is responsible for the finance operations of AIG’s worldwide general insurance business. He previously served as Deputy CFO for Chartis as well as the Operating Officer and Senior Vice President of Chartis Growth Economies, based in New York.

Prior to this role, Mr. Bracken spent over 20 years in finance-related positions in Europe and the U.S. He began his career with American International Group, Inc. in 2006 as Senior Vice President, Capital Management and Strategic Planning where he was responsible for the legal restructuring of AIG’s international property and casualty insurance operations. In 2009 he became the Chief Financial Officer of Chartis International and shortly thereafter he was appointed Deputy CFO of Chartis, Inc.

Before joining AIG, Mr. Bracken spent eight years at General Electric where he held positions in Stamford, Kansas, and Munich. The majority of this time was spent at Employers Reinsurance Corporation, GE Frankona, and GE Capital. Prior to that, he worked for ten years in the audit and business advisory practice of Arthur Andersen both in the UK and in Chicago.

He has served as a member of the board of directors of various European, Japanese, US and Asian companies. He is currently a director of Chartis UK Limited, Chartis Europe SA, Chartis Overseas Limited, Airco, Chartis Singapore Insurance Pte Ltd.

Mr. Bracken is a Mathematics graduate of Durham University, UK and is a member of the Institute of Chartered Accountants of England and Wales.

Henri Courpron joined International Lease Finance Corporation (ILFC) as Chief Executive Officer in May 2010. Since joining ILFC, Mr. Courpron has lead a series of initiatives strengthening the company's financial position and undertaking a broad strategic review of its capabilities and assets so as to increase customer and market responsiveness on a global basis.

Prior to joining ILFC, Mr. Courpron was the President of the Aerospace Division and Regional Head for Europe, the Middle East and Africa at Seabury Aviation & Aerospace.

Prior to Seabury, Mr. Courpron was with Airbus for 20 years, where he was most notably Executive Vice President, Procurement at Airbus headquarters in Toulouse, France and CEO of Airbus North America based in Virginia (USA) for many years where he supervised all sales, marketing, contracts and communications activities of Airbus in North America.

Since July 2005, he was responsible for all procurement across the entire Airbus organization, of managing all supplier relations, and ensuring timely delivery of all purchased goods on-cost and with the proper quality. He also was a member of the Airbus Executive Committee. Before that, he was President and CEO of Airbus North America (ANA).

Mr. Courpron began his professional career with Aérospatiale (now EADS) in 1987 before joining Airbus as a Contracts Manager, a role which he retained until he was appointed as Director Contracts of Airbus Industrie North America (AINA) in 1992. Two years later he was promoted to AINA's Vice President Contracts before assuming the position of the company's Vice President-Sales in 1996. Mr. Courpron was appointed as AINA's Senior Vice President Sales and Marketing in 1998, and President and Chief Operating Officer of the company two years later. In this position, which he kept when the company became Airbus North America, he supervised all sales, marketing, contracts and communications activities of Airbus staff with customers in North America.

Mr. Courpron was born in Lyon, France in 1963. He graduated in 1985 with a Masters degree in computer science from Ecole Nationale Supérieure d'Electrotechnique d'Electronique d'Informatique et d'Hydraulique (ENSEEIHT) in Toulouse, where he specialized in artificial intelligence.

Michael R. Cowan is Executive Vice President and Chief Administrative Officer for American International Group, Inc. In this role, Mr. Cowan has responsibility for AIG's operations and systems, internal audit, real estate, sourcing and purchasing services, security, corporate services, the Enterprise Program Office and the divestiture separation team.

Mr. Cowan joined AIG in January 2010 from Merrill Lynch, where he served as Senior Vice President, Global Corporate Services, since 1998. He began his career at Merrill Lynch in 1986 in Finance and later served as Chief Financial Officer and a member of the Executive Management Committee for the Global Private Client business, including Merrill Lynch Asset Management. He also served as Chief Administrative Officer for Europe, the Middle East and Africa based in London and during that period served on the Board of Euroclear.

Mr. Cowan is a CPA. He received a BBA in Accounting from the University of Notre Dame.

Frederick Cromer is the President of International Lease Finance Corporation (ILFC). He joined ILFC in 2008 and has served as Chief Financial Officer until his promotion to President in early 2011. Mr. Cromer has spent more than 17 years in various airline finance and planning positions at ExpressJet Airlines, Continental Airlines, and Northwest Airlines.

Prior to joining ILFC, Mr. Cromer served as Vice President and CFO of ExpressJet Airlines. In this position, Mr. Cromer managed the airline through a period of unprecedented growth and led the company’s IPO, transitioning it from a wholly-owned subsidiary of Continental Airlines to an independent, public company.

Mr. Cromer received a Bachelor of Arts in Economics from the University of Michigan and a Master of Business Administration in Finance from DePaul University. Mr. Cromer is also a member of the Business Advisory Committee for Northwestern University’s Transportation Center and serves on the Finance Advisory Board for DePaul University’s Department of Finance.

Donna DeMaio was named President and Chief Executive Officer of United Guaranty Corporation, the largest U.S. private mortgage insurance company, in December of 2012. She joined the company as Chief Operating Officer in May of 2012.

As CEO, DeMaio is responsible for the overall performance and strategic direction of United Guaranty, including both domestic and international operating groups. As COO, she oversaw United Guaranty's domestic and international sales, underwriting, and loss management, as well as domestic marketing, communications, and business analytics.

Before joining United Guaranty in 2012, DeMaio was named President and CEO of MetLife Bank in 2005, and joined that company in 2002 as Chief Financial Officer. During her tenure with MetLife, DeMaio provided executive management of the bank’s seven business lines and support for more than 6,000 employees across 200 locations.

Prior to joining MetLife, DeMaio was a partner with PricewaterhouseCoopers. She has been included among the Top 25 Women in Banking by American Banker (formerly U.S. Banker) several times over the past seven years.

DeMaio has served as an executive group member on the Housing Policy Council and has been a member of the Board of Governors of the Mortgage Bankers Association. She is a CPA and holds a B.A., summa cum laude, from Muhlenberg College, where she double-majored in Accounting and Business.

Robert Dickie is a Senior Vice President and Chief Operations & Systems Officer for American International Group, Inc. (AIG). In this role, Robert provides strategic direction and leadership to the Operations and IT functions in AIG.

Robert joined AIG in July 2008. Immediately prior to joining AIG, he held the position of Group Operations Director for Bradford & Bingley plc (a UK based bank), served on the main board from August 2003 to March 2008, and was Chairman of Bradford & Bingley International from 2003 to 2007. He has also held senior positions with Zurich Financial Services (UKISA) Ltd and National Australia Bank Group in Australia and the UK.

Robert is a fellow of the Chartered Institute of Bankers in Scotland and a fellow of Royal Society of Arts, Manufactures and Commerce. He holds an MBA from the University of Strathclyde Graduate Business School.

As Executive Vice President, Investments and Financial Services, William N. Dooley has overall responsibility for AIG Asset Management and AIG Financial Services. Mr. Dooley joined AIG in 1978 and was elected AIG Vice President in 1996, Senior Vice President in 1998, and Executive Vice President in May 2010.

Prior to his current position, Mr. Dooley served in various roles in AIG’s financial management and investment areas, including Vice President and Treasurer of AIG, Senior Vice President and Chief Investment Officer of American International Underwriters, Senior Vice President and Treasurer of AIG Investment Corp. and Vice President of AIU Euro Markets. While with AIU Euro Markets, he was responsible for the day-to-day management of international fixed income portfolios, which totaled over $4 billion.

Prior to joining AIG, Mr. Dooley was employed by European American Bank in New York. He received his B.S. in Business Administration from Manhattan College and an M.B.A. in Finance from Pace University.

John Q. Doyle is Chief Executive Officer of AIG Property Casualty Global Commercial Insurance. Mr. Doyle is responsible for AIG’s commercial property casualty businesses worldwide.

Mr. Doyle had previously served as President and Chief Executive Officer of Chartis U.S., responsible for the company’s property and casualty businesses and private client business in the United States and Canada. Prior to that position, he served as Executive Vice President of American International Group’s Property Casualty Group and President and Chief Executive Officer of AIG Commercial Insurance.

Mr. Doyle joined National Union, an AIG company, in 1986. He held senior executive positions in management and professional liability, excess casualty, workers’ compensation, and field management within AIG’s domestic commercial property and casualty companies. He served as President and Chief Executive Officer of National Union, President and Chief Executive Officer of American Home Assurance Company, and Executive Vice President of AIG’s Domestic Brokerage Group Field Operations. In 2006, Mr. Doyle was elected AIG Senior Vice President, Domestic General Insurance.

Mr. Doyle is a graduate of the State University of New York at Buffalo. He is a member of the Board of the New York Police and Fire Widows’ & Children’s Benefit Fund. Mr. Doyle is also a Trustee of the Inner-City Scholarship Fund.

Jeffrey M. Farber was named AIG Senior Vice President, Deputy Chief Financial Officer in the first quarter of 2011. His responsibilities include providing global leadership and coordination for AIG's financial operations. He is responsible for the Global Controllership, Accounting, Policy, Global Tax, Financial Planning & Analysis and Management Reporting, Financial Instruments Finance, and UGC Finance.

Prior to joining AIG, Mr. Farber served as Executive Vice President-Finance and Corporate Development and Chief Financial Officer at Gamco Investors. Before that, he was Senior Vice President, Finance, and Controller at Bear Stearns, and an Audit Partner at Deloitte and Touche. Mr. Farber received his M.B.A from New York University and holds a B.S. in Accounting from Lehigh University.

Mary Jane Fortin is Chief Financial Officer of AIG Life and Retirement. Before assuming her current role in April 2012, Ms. Fortin was President and Chief Executive Officer of American General Life Companies. Prior to that, she served as Senior Executive Vice President, Chief Administrative Officer, and Chief Financial Officer of American General. She joined American General in January 2006 as Executive Vice President and Chief Financial Officer, responsible for the capital management, risk management and financial management for American General. Prior to joining American General, Ms. Fortin was Senior Vice President and Director for The Hartford’s Mutual Funds and 529 Programs. Prior to assuming that role in 2002, she was Senior Vice President and Chief Accounting Officer for Hartford Life, a division of The Hartford. She has also held positions with PricewaterhouseCoopers and Arthur Andersen LLP.

Ms. Fortin received a Master’s degree in business administration from University of Pennsylvania’s Wharton School, where she majored in finance. She received her Bachelor’s degree in accounting, Magna Cum Laude, from University of Connecticut. She is a CPA.

Kim Garland was named Chief Underwriting Officer of the AIG Property Casualty Global Consumer insurance business in December 2012, responsible for the global underwriting results of AIG’s Consumer book of business. He previously served as President and Chief Executive Officer of United Guaranty Corporation, AIG’s mortgage insurance company subsidiary. As Chief Underwriting Officer, Mr. Garland establishes both the risk appetite and profile of the Consumer insurance business, working with business lines and regions to establish and drive the strategy for the AIG Consumer insurance lines.

Mr. Garland joined United Guaranty in 2009 as Chief Operating Officer. Prior to that, Mr. Garland served as President of Safeco’s Open Seas Solutions group, the company’s innovation team that developed a number of unique and well-received insurance-related products and services. Earlier, he had responsibility for Safeco’s Personal Auto line of business, and during that time he led the design team for several generations of Safeco’s auto insurance product, each time improving the model’s predictability – and the growth and profitability of the business.

Mr. Garland holds a bachelor’s degree in mathematics from Florida State University and a master’s degree in mathematics from the University of Virginia. He is a Fellow of the Casualty Actuarial Society.

Jana Greer is President and Chief Executive Officer of SunAmerica Retirement Markets and also serves as President and Chief Executive Officer of SunAmerica Annuity and Life Assurance Company. Ms. Greer is responsible for SunAmerica's variable annuity business, including distribution of products through approximately 105,000 representatives in SunAmerica's broker-dealer, national brokerage, bank and agency distribution channels.

Ms. Greer joined SunAmerica's predecessor, Kaufman and Broad, in 1974, and was promoted to Vice President in 1981. She was named Senior Vice President and Chief Marketing Officer of SunAmerica in 1991, and promoted to Executive Vice President in March 2001. Ms. Greer assumed the position of Executive Vice President of SunAmerica Retirement Markets in 1994 before being promoted to President in 1996.

Her outside Board affiliations include Vice Chairman, Board of Directors, United Way of Greater Los Angeles; Chairman, Board of Directors, USC Dornsife College of Letters, Arts, and Sciences; Board of Directors, Broad Foundations; and Board of Directors, Fulfillment Fund, an organization dedicated to high school graduation and college access for low-income students.

Ms. Greer received a Bachelor's degree, magna cum laude, from University of Southern California in 1973, where she was named to Phi Beta Kappa.

Peter D. Hancock was named Chief Executive Officer of AIG Property Casualty in March 2011 when the business was reorganized into two major global groups, commercial and consumer. Mr. Hancock, who joined AIG in 2010, had previously served as Executive Vice President, Finance, Risk and Investments.

Mr. Hancock has spent his entire career in financial services, including 20 years at J.P. Morgan, where he established the Global Derivatives Group, ran the Global Fixed Income Business and Global Credit Portfolio, and served as the firm's Chief Financial Officer and Chief Risk Officer. He co-founded and served as President of Integrated Finance Limited, an advisory firm specializing in strategic risk management, asset management, and innovative pension solutions. He joined AIG from KeyCorp, where he was Vice Chairman, responsible for Key National Banking.

Mr. Hancock was raised in Hong Kong and later attended Oxford University where he earned his Bachelor of Arts degree in Politics, Philosophy and Economics.

Mr. Hernandez is currently President and Chief Executive Officer of Asia Pacific for AIG Property Casualty. He is responsible for the oversight of all subsidiaries and related companies of AIG in the Far East and Asia Pacific regions, including AIU Insurance Company, American Home Assurance Company, JI Accident & Fire Insurance Co., Ltd., Fuji Fire and Marine Insurance Co., Ltd. and Chartis Korea. He also serves in the Board of Directors of AIU Insurance Company of New York, Fuji Fire and Marine Insurance Company Ltd. and JI Accident & Fire Insurance Company Ltd.

Prior to this position, Mr. Hernandez was President of AIU Accident & Health Division based in New York, Chairman of AIG Travel Inc. and Senior Executive Vice President as a member of AIU Insurance Company Board of Directors.

He began his insurance career in 1987 and later joined American International Group in 1994 as Head of Commercial Lines and Distribution in AIG Mexico. In July 1997, Mr. Hernandez was appointed Vice President of the AIU Latin American Division based in New York. In July 1998, he was appointed General Manager of AIG Mexico and relocated back to Mexico City.

Mr. Hernandez joined the AIU Accident & Health Division in December 2000 as Senior Vice President and was responsible for all Accident & Health field operations outside of the Far East. In August 2003, Mr. Hernandez was assigned to the AIG Companies in Japan and Korea, based in Tokyo, in the position of Regional Vice President, General Insurance to oversee the Accident & Health operations in the Far East region. During his tenure, he held a number of positions including Executive Vice President of AIU Japan, the largest foreign general insurance company in Japan, and served on the Board of Directors of JI Accident and Fire Insurance Co. Ltd.

Prior to joining AIG in 1994, Mr. Hernandez held a number of management, marketing and claims positions in various insurance entities in New York and Puerto Rico.

He is a graduate of Bentley College in Waltham, MA. In addition, he holds a Master in Business Administration from The College of Insurance in New York.

David Herzog is Executive Vice President and Chief Financial Officer of AIG. Mr. Herzog first joined the organization of American General Corporation in February 2000 as Executive Vice President and Chief Financial Officer of the Life Division. Following AIG's acquisition of American General Corporation in 2001, he was also named Chief Operating Officer and Chief Financial Officer for the combined domestic life insurance companies. He was elected Vice President, Life Insurance for AIG in 2003 before being named Vice President and Chief Financial Officer, Global Life Insurance in 2004. In 2005, Mr. Herzog was named Comptroller, an office he held until October, 2008 when he was appointed to his current position.

Prior to joining American General, Mr. Herzog held numerous positions at General American Life Insurance Company. He was Chief Financial Officer of GenAmerica Corporation, the parent company of General American and Reinsurance Group of America. Prior to joining General American, Mr. Herzog was Vice President, Controller, for CitiCorp Life Insurance Companies and an Audit Supervisor with Coopers & Lybrand.

Mr. Herzog holds a bachelor's degree in accountancy from the University of Missouri-Columbia and an M.B.A. in Finance and Economics from the University of Chicago's Graduate School of Business. Additionally, he has attained the designations of Certified Public Accountant and Fellow in the Life Office Management Association.

Mr. Herzog serves on the University of Missouri-Columbia Trulaske College of Business Strategic Development Board. He has also served on the Board of Trustees of the American College, The Logos School and the University of Missouri School of Accountancy Advisory Board.

Mr. Hurd is AIG Executive Vice President – Human Resources & Communications. Previously, Mr. Hurd was AIG Vice President and Chief Administrative Officer, with oversight responsibility for AIG's global operations and systems and corporate administration. Mr. Hurd was also Senior Vice President - Head of Asset Management restructuring, responsible for the sale of AIG’s external asset management business and the restructuring of AIG's asset management function. He also served as Interim President and Chief Executive Officer of AIG Global Real Estate from May until August of 2009.

Prior to 2009, Mr. Hurd was Senior Managing Director, Chief Administrative Officer and General Counsel of AIG Investments, with responsibility for the management of the legal, compliance, human resources, finance and business strategy functions of the firm. He was also a Deputy General Counsel of AIG.

Mr. Hurd joined the AIG Corporate Legal Department in 1998. In 1999, he was named Associate General Counsel of AIG – Mergers & Acquisitions, with responsibility for all legal aspects of AIG's worldwide acquisition, disposition, joint venture and strategic investment activities. In 2003, he was named General Counsel of AIG Investments.

Prior to joining AIG, Mr. Hurd was in private practice at Morgan Lewis & Bockius in New York, focusing on private equity, M&A and other corporate transactions. He earned a B.A., magna cum laude, in Political Science from Union College and a J.D., cum laude, from New York University School of Law. He is a member of Phi Beta Kappa and is licensed to practice law in New York.

Peter Juhas joined AIG in May 2011 as the Head of Global Strategic Planning.

Prior to joining AIG, he was a Managing Director in the Investment Banking Division of Morgan Stanley, specializing in insurance and diversified financial institutions. From September 2008 to April 2011, Mr. Juhas served as lead advisor to the Federal Reserve Bank of New York and the United States Department of the Treasury on the AIG restructuring and recapitalization. Mr. Juhas also served as lead advisor to U.S. Treasury on the rescue of the government sponsored enterprises Fannie Mae and Freddie Mac in 2008.

During his eleven-year career at Morgan Stanley, he worked on numerous other transactions, including mergers and acquisitions, IPOs and secondary offerings, leveraged buyouts, hybrids and debt offerings.

Prior to joining Morgan Stanley, Mr. Juhas was an Associate in the Mergers & Acquisitions Group of Sullivan & Cromwell, the New York law firm. He graduated magna cum laude from Harvard College with a degree in Economics and cum laude from Harvard Law School.

Laurette T. Koellner is Executive Chairman of International Lease Finance Corporation (ILFC).

Ms. Koellner was appointed as Executive Chairman in June 2012, adding decades of aviation industry and broad management experience to the ILFC management team.

Prior to joining ILFC, Ms. Koellner served (since June 2009) as an independent director of American International Group (AIG). In her last executive role, Ms. Koellner was President of Boeing International, a division of The Boeing Company, where she also held a variety of financial and business leadership roles including member of the Office of the Chairman, Boeing’s Chief Administration and Human Resources Officer, and corporate controller. Prior to Boeing, Ms. Koellner spent 19 years at McDonnell Douglas Corporation, where she served primarily in business management roles including contract negotiation, pricing, government and financial accounting, and vice president of internal audit.

Ms. Koellner is also a director of Celestica Inc., where she chairs the Audit Committee and is a member of the Nominating and Corporate Governance and Compensation Committees, and Sara Lee Corporation, where she chairs the Audit Committee and serves as a member of the Executive and Corporate Governance, Nominating and Policy Committees.

Ms. Koellner earned her B.S. from UCF and MBA from Stetson University. Ms. Koellner holds a Certified Professional Contracts Manager designation.

As Global Head of Asset Management, Ms. Machon is responsible for insurance company portfolio management across all asset classes. Ms. Machon also currently serves as Chairperson of the Board of AIG Asset Management (Europe) Ltd. Ms. Machon joined AIG in 1998, and was appointed Chief Investment Officer in January 2009. Prior to that, she served as AIG Investment's Head of Fixed Income, as CEO of AIG's London-based regulated asset management company, and as Head of Emerging Markets Debt, providing asset management services to AIG and to third-party clients. Ms. Machon has over 30 years of investment experience in the US and overseas.

Before joining AIG Investments, Ms. Machon worked with Barclays Capital, Providian (now Aegon USA), Northwestern Mutual Life and INB in various credit, lending and investment roles. Ms. Machon holds Doctor of Jurisprudence and MBA (Finance) degrees from Indiana University, and a Bachelor of Science in Business Administration from Rockhurst College. She is a member of the Wisconsin Bar Association and a CFA charter holder.

Stephen Maginn serves as President, AIG Life and Retirement Distributors. In this position he has strategic responsibility for the sales and distribution efforts of all of the AIG Life and Retirement product lines. Prior to being named to his current position in April 2012, he was Chief Distribution Officer for SunAmerica Retirement Markets and SunAmerica Mutual Funds.

Mr. Maginn previously served as Executive Vice President and Senior Managing Director, Sales for SunAmerica Retirement Markets, where he oversaw Internal and External Sales and National Accounts. Prior to joining SunAmerica, Mr. Maginn served for seven years as Managing Director of PIMCO Funds/Allianz Global Investors Distribution, where he was responsible for the key corporate product and distribution strategies that contributed to the rapid growth of PIMCO Funds in the retail and high net worth marketplace. During his time as head of U.S. sales, assets under management for PIMCO Funds grew from $8 billion to $125 billion.

Previously, Mr. Maginn held senior sales and sales management positions with G.T. Global Financial Services and Petro Lewis Securities, as well as retail and institutional sales roles with Merrill Lynch and A.G. Becker in New York. Mr. Maginn is a veteran of the industry and has served on the National Board of Directors for the International Association for Financial Planning and Financial Planning Association (IAFP/FPA) from 1995-2000. He has also served on the Board of Trustees for the Foundation for Financial Planning since 2001.

Mr. Maginn is a graduate of The McIntire School of Commerce at The University of Virginia (1974). He resides in Los Angeles with his wife and four children.

James Mallon was named President, American General Life Companies and President, Life and Accident & Health of AIG Life and Retirement in April 2012. Previously, Mr. Mallon had served as chairman and chief executive officer of American General Life and Accident Insurance Company (AGLA), which he transformed from a traditional home service company to a broad middle-market insurer.

Prior to joining AGLA in 2004, Mr. Mallon was with Vermont-based National Life Group, where he served as president and chief operating officer of National Life Insurance Company. He also served as chairman of Life of the Southwest, a National Life Group subsidiary which became the vehicle for a highly successful startup independent life channel. As president of Integon Life, Mr. Mallon also oversaw a successful turnaround of that company. He began his career as an agent in field sales with The Hartford, where he later also served as chief marketing officer. He also designed one of the industry’s first worksite strategies for Chubb Life.

Eric Martinez was named to lead the new AIG Property Casualty Global Claims, Operations and Systems organization in February 2012. He previously had served since 2009 as President and Chief Executive Officer of United Guaranty Corporation. Prior to joining United Guaranty, Mr. Martinez was Executive Vice President, responsible for claims, customer care, and procurement at Safeco Insurance. He also was Executive Vice President of utility operations for Atlanta-based AGL Resources. Born and raised in Connecticut, he holds a bachelor's degree in Mechanical Engineering from Clemson University and a master's in Business Administration from Valdosta State University.

Paulette E. Mullings Bradnock was named Senior Vice President and Director of Internal Audit in February 2010.

Ms. Mullings Bradnock joined AIG in November 2005 as Director and Chief Administrative Officer of the Internal Audit Division. In August 2009, she was elected interim Director of Internal Audit with direct reporting to the Audit Committee of the AIG Board of Directors. Prior to that, Ms. Mullings Bradnock held the position of Deputy Director of Internal Audit where she was responsible for the global audit coverage of Corporate Groups, Financial Services, and General Insurance. In addition, she had responsibility for the overall administration of the Internal Audit Division.

Prior to joining AIG in 2005, Ms. Mullings Bradnock worked for 21 years at JPMorgan Chase, where she held a number of senior positions, including Audit Partner and Vice President as well as Vice President in the Retail Bank. She has a vast amount of audit experience in multiple areas such as Corporate Groups, Asset Management, Private Banking, Treasury and Security Services, and Internal Audit's Administration as well as the operations functions within Retail Banking.

Ms. Mullings Bradnock is a Certified Trust Auditor. She obtained a BS degree in Accounting and Information Systems from The City University of New York, Queens College in 1984 and completed the Strategic Management Program at Smith College.

Ms. Mullings Bradnock was newly elected to the Board of Governors for The Institute of Internal Auditors (IIA) New York Chapter. She also serves on the Advisory Board of the Make-A-Wish Foundation of Metro New York.

Christina Pretto is Senior Vice President, Corporate Communications, for American International Group, Inc. In this global role, Ms. Pretto oversees media relations, internal communications, philanthropy, community relations, branding, and advertising across AIG.

She joined AIG in January 2009 as Vice President, Media Relations, after having served eight years in senior communications roles at Citigroup Inc., including as Managing Director, Global Head of Public Affairs, and Chief Media Spokesperson. Previously, she was Managing Director and Global Head of Corporate Affairs for Citigroup's corporate and investment banking division, responsible for media relations, internal communications, branding, advertising, digital media, and community affairs in some 80 countries.

Ms. Pretto joined Citigroup in 2001 as Deputy Director of Public Affairs. Prior to joining Citigroup, she was Director of Communications for Standard & Poor's, the global ratings agency. Before that, she worked for several years as a journalist covering global debt capital markets and U.S. public finance. She earned a bachelor's degree in political science from the University of Wisconsin-Madison.

Thomas A. Russo joined AIG in February 2010 as Executive Vice President and General Counsel, with responsibility for Legal, Compliance, Regulatory Affairs, and Government Affairs.

Prior to joining AIG, Mr. Russo served as senior counsel in the New York office of the law firm Patton Boggs. Before he joined Patton Boggs, Mr. Russo was a vice chairman of Lehman Brothers Inc. and was the chief legal officer of Lehman Brothers Holdings from January 1993 to December 2008. Prior to joining Lehman, Mr. Russo was a senior partner and member of the management committee at Cadwalader, Wickersham & Taft, where he specialized in SEC and CFTC enforcement and regulation, derivatives, and financial and general corporate law. He also served as an advisor to the Brady Commission and as deputy general counsel of the CFTC and later the first director of the CFTC's Division of Trading and Markets.

A thought leader on financial market issues, Mr. Russo has testified before Congress on numerous occasions and has been a frequent participant at the World Economic Forum in Davos, Switzerland. He has also written more than 70 articles on topics in the commodities, securities and banking fields relating to financial market regulation. Mr. Russo co-authored the federal securities law book “Regulation of Brokers, Dealers and Securities Markets,” published by Warren, Gorham & Lamont. He also authored “Regulation of the Commodities Futures and Options Markets,” a two-volume treatise on federal commodities laws published by Shepard's/McGraw-Hill. He recently co-authored “The 2008 Financial Crisis and Its Aftermath: Addressing the Next Debt Challenge,” published by the Group of Thirty.

Mr. Russo earned his J.D. and M.B.A. from Cornell University, and received his undergraduate degree from Fordham University , where he was elected to Phi Beta Kappa .

In October 2010, Sid Sankaran joined AIG as Executive Vice President, Chief Risk Officer. Prior to joining the company, Sid was a partner in the Finance and Risk practice at Oliver Wyman Financial Services. He headed the firm’s Toronto office and served as Canadian Market Manager since 2006.

Sid has spent his career working with financial services companies, including a number of insurers, on risk management issues. He has also conducted strategy and risk-focused studies across a range of financial institutions, including insurers, banks, securities firms and specialty finance companies in North America and Europe.

Earlier in his career, Sid worked at Mercer Risk, Finance & Insurance Consulting and MMC Enterprise Risk, focusing on insurance company valuation and mergers and acquisitions.

Sid holds a Bachelor of Mathematics degree (majoring in actuarial science) and graduated with distinction from the University of Waterloo in Ontario, Canada. He completed actuarial examinations from the Society of Actuaries.

Robert S. Schimek is President and Chief Executive Officer of EMEA, AIG Property Casualty. He is responsible for AIG’s insurance business in Europe, the Middle East and Africa. Mr. Schimek had previously served for six years as Chartis’ Chief Financial Officer, responsible for all worldwide financial operations.

Prior to the formation of Chartis, Mr. Schimek was Vice President of AIG and Executive Vice President and Chief Financial Officer of AIG’s U.S. Property Casualty Group.

Mr. Schimek joined AIG in 2005 and has led a number of major finance initiatives in the following areas:
• Finance transformation
• Capital management
• Regulatory and rating agency
• Income tax
• Treasury and investments

Prior to joining AIG, Mr. Schimek was a partner at Deloitte & Touche L.L.P. where, for 18 years he used his public accounting experience to help a diverse range of financial institution clients in the insurance and mortgage banking businesses.

Mr. Schimek is a CPA. He has also earned his MBA from the Wharton School of Business at the University of Pennsylvania. He is a graduate of Rider University in New Jersey.

Mr. Schimek sits on the Rider University President’s Council and the Accounting Advisory Council as an alumni member.

Brian Schreiber is AIG Executive Vice President and Treasurer, responsible for AIG's Global Corporate Treasury Operations, including cash management, liquidity planning, as well as funding, hedging and capital raising activities. In addition, Mr. Schreiber is responsible for AIG's Strategic Planning and Corporate Development activities, investor relations, and is Chairman of AIG's Transaction Review Committee.

For the past two years, Mr. Schreiber has been responsible for AIG's Global Restructuring activities, including all planning and transaction execution around the Company's efforts to recapitalize.

Mr. Schreiber joined AIG in 1997 as a Portfolio Manager for AIG Global Investment Group, and has held several positions of increasing responsibility in AIG's investment group, and corporate parent company, before being named to his current position. Prior to joining AIG, Mr. Schreiber was a financial analyst for Taylor & Co., a member of Bass Brothers Enterprises of Fort Worth, Texas, where he focused on public and private investments in financial services companies.

After graduating from business school, Mr. Schreiber joined Lehman Brothers as an investment banker in the firm's Financial Institutions Group in New York, working on transactions spanning insurance, banking, consumer finance, and asset management.

Mr. Schreiber started his career as a consultant with Booz Allen and Hamilton in the firm's Strategy Practice and subsequently joined its Acquisition Services Group, where he advised clients on cross border mergers and acquisitions, and post merger integration.

Mr. Schreiber graduated cum laude from New York University's College of Business and Public Administration in 1987 with a BS in Finance, and was a recipient of the University's Founders Day Award. He also received an MBA from Columbia Business School in 1992.

Mr. Schreiber is a board member of the Jewish Community Relations Council of New York, and a member of the Council on Foreign Relations.

Charlie Shamieh is AIG Senior Vice President and Corporate Chief Actuary, reporting to David Herzog, AIG Chief Financial Officer. As Global Head of the Actuarial and Value Management team, Mr. Shamieh oversees AIG's rating agency relations, regulatory and rating agency capital management efforts, value management initiatives, and is leading the creation of an integrated corporate actuarial function comprising the actuarial divisions of AIG, AIG Property Casualty, AIG Life and Retirement, and UGC.

Mr. Shamieh began his career at AIG in 2007, where he served AIG's Deputy Chief Risk Officer, focusing on AIG's insurance business segments. During this time, he developed a capital management framework that is now used to assess AIG's parental liquidity needs, and created a strategic risk appetite framework for use by each of AIG's core insurance businesses and the AIG Group Risk Committee.

Prior to AIG, Mr. Shamieh served as the Chief Risk Officer of Munich Re Group and founded the company's Integrated Risk Management (IRM) division. He was also appointed as a permanent member of Munich Re Group's Committee of the Board of Management and was also a permanent member of each of the company's Board Risk Committees. During his tenure, Standard & Poor's upgraded the Munich Re Group's financial strength rating from A+/Positive to AA-/Stable, citing Munich Re's strong enterprise risk management as “a major driver” behind the upgrade.

From 2005 to 2007, Mr. Shamieh served as a non-executive director of Barrie & Hibbert Limited, the UK financial services and asset liability management consulting firm, during which time he assisted in selling a minority stake of the firm to Goldman Sachs & Co.

Mr. Shamieh began his career in 1986 with AMP in Australia as an Executive Officer specializing in group insurance products and pensions consulting. In 1994, he joined Mercer, Australia's largest actuarial consulting firm, as a Principal in the Asset and Pensions Consulting division as well as in the Risk, Finance and Insurance division. Thereafter, he joined Trowbridge Consulting, which merged with Deloitte in 2000, and became a Partner advising the energy and utilities sectors on financial risk management. In 2001, Mr. Shamieh joined the firm of Oliver, Wyman & Company, where he advised leading insurers in Europe.

An Australian national, Mr. Shamieh was awarded “Insurance Company Risk Manager of the Year” by Insurance Day magazine in December 2005. He holds a Bachelor of Economics degree from Macquarie University in New South Wales, Australia; and is a Fellow of The Institute of Actuaries of Australia and a Member of the American Academy of Actuaries.

Elizabeth Werner joined AIG in 2011 as AIG Vice President and Head of Investor Relations.

Ms. Werner was previously a Director at Bank of America Merrill Lynch, where she was a sector specialist focusing on insurance stocks and REITs. Prior to that, she was a Senior Vice President, Investor Relations and Strategic Marketing, at National Financial Partners Corp.; Managing Director at Sandler O'Neill and Partners, where she was a senior equity research analyst covering life insurance and multi-line insurance companies; and Vice President at Goldman Sachs & Co., where, as lead equity analyst, she covered small and mid-capitalization insurance stocks.

Ms. Werner holds a bachelor's degree in mechanical engineering from the University of Delaware and an M.B.A. from the University of North Carolina at Chapel Hill.

Jay Wintrob is President and CEO of AIG Life and Retirement, one of the largest life insurance and retirement savings organizations in the United States. Mr. Wintrob has also served as Executive Vice President – Life and Retirement of AIG since 2009. From 2002 through 2009, he was Executive Vice President – Retirement Services of AIG. He also served as a Director of AIG from 1999 to 2004.

Mr. Wintrob was named President and Chief Executive Officer of SunAmerica Financial Group in 2009. He joined SunAmerica Inc. in 1987 as Assistant to the Chairman, was elected Senior Vice President in 1989, Executive Vice President in 1991 and Vice Chairman in 1995. Mr. Wintrob also served as President of SunAmerica Investments, Inc., overseeing the company's invested asset portfolio, from 1994 through 2000. Following AIG’s acquisition of SunAmerica, Mr. Wintrob served as Vice Chairman of AIG Retirement Services, Inc. (which later became SAFG Retirement Services, Inc.) from 1998 to 2005, Chief Operating Officer from 1998 to 2001 and was named President in 2000 and Chief Executive Officer in 2001.

Prior to joining SunAmerica, Mr. Wintrob was an associate with the law firm O’Melveny & Myers where he practiced corporate law. Mr. Wintrob received a bachelor’s degree in Political Science from UC Berkeley and a J.D. from the Boalt Hall School of Law at UC Berkeley. Mr. Wintrob was elected in September 2011 as a director of Oaktree Capital Group, LLC. He is a member of the board of the American Council of Life Insurers and is an active board member of several non-profit organizations, including The Broad Foundations, Cedars-Sinai Medical Center, The J. Paul Getty Trust and the Skirball Cultural Center.