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Life Insurance

Life insurance protects against economic loss in the event of a death, by paying a death benefit to the beneficiaries of the policy once the policyholder dies. This death benefit provides financial security by replacing lost income or paying final expenses such as funeral costs.

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Insurance solutions for associations, affinity group members, and other institutions.
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Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for 10, 15, 20 or 30 years, or until a specific age (for example, 65).

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Universal Life insurance is a flexible policy that combines a death benefit with a cash value accumulation component.
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Variable Life insurance combines a death benefit with cash value accumulation that can be allocated to a wide variety of investment options.

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Whole Life insurance remains in force during the entire lifetime of the policyholder and offers a guaranteed death benefit as well as a guaranteed cash value.