Insurance

Personal Health insurance provides financial coverage for medical expenses or lost income resulting from illness or accidental bodily injury. Covered expenses can include preventive and diagnostic care such as medical exams, laboratory tests and X-rays, as well as hospitalization, surgery, physicians’ fees, maternity care and medication. There are several categories of personal health insurance, including: Health, Dental, Vision, Supplemental/Voluntary Health, Private Medical and Personal Accident

Auto and Motor Vehicle insurance provides financial coverage in the event of an accident, theft, vandalism or collision involving a motor vehicle. Policies typically provide property, liability and medical coverage. Property coverage pays for damage to or theft of a vehicle. Liability coverage takes care of the policyholder’s legal responsibility to others for bodily injury or property damage.

Identity Theft insurance reimburses victims for the cost of restoring their credit standing and identity after their name and personal data have been fraudulently used for economic gain. These costs can include lost wages, phone bills and legal fees.

High Net Worth insurance covers affluent individuals, their homes and their assets in the event of a robbery, flood, kidnapping, accident or terrorist attack.

Life insurance protects against economic loss in the event of a death, by paying a death benefit to the beneficiaries of the policy once the policyholder dies. This death benefit can be used to replace lost income, pay final expenses, create an inheritance or provide financial security by increasing savings.

Personal property insurance covers the theft of personal property such as contents of a wallet, leisure watercrafts, and appliance repairs.

Homeowners insurance guards a policyholder’s physical residence and its contents against loss or damage from perils such as fire, flood, theft, vandalism, hurricane, hail and lightning. It also covers an individual’s legal responsibility (liability) for any injuries people might suffer while on the covered property.

Sports and Leisure Insurance provides athletic groups with liability, medical and accident coverage. Athletes, coaches, team owners and other personnel are covered during training, practices and competition

Travel insurance provides coverage for trip cancellation, travel interruptions and delays, emergency medical and health expenses, medical evacuation costs and lost, damaged or delayed baggage.