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Polaris Platinum III Variable Annuity

Design an investment that can help you meet your long-term goals.


The Polaris Platinum III Variable Annuity combines growth potential, death benefit features, and optional retirement income protection features. Give your money the opportunity to grow before and after you decide to draw on those assets for retirement income.

Potential Benefits of Polaris Platinum III Variable Annuity

Offers Growth Potential

Portfolios are managed by respected money managers with long track records.

Enjoy Income Protection

You’ll have a choice of optional income protection features – and an enhanced death benefit option. Optional features are available for an additional annual cost.

Learn More About Polaris Platinum III

A Solution for Today’s Challenging Retirement Needs

Polaris Platinum III offers the flexibility to design an investment that’s customized for your needs.

Talk to Your Financial Professional

Ask your financial professional for more information about annuity solutions that can help you establish a reliable retirement income source.

Annuities are designed for long-term retirement investing. Early withdrawals may be subject to withdrawal charges. Partial withdrawals may reduce benefits available under the contract, as well as the amount available upon a full surrender. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, an additional 10% federal tax may apply. An investment in a variable annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested. The purchase of a variable annuity is not required for, and is not a term of, the provision of any banking service or activity.

The Company, its distributors and representatives are not authorized to give legal, tax or accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For advice concerning your situation, consult your professional attorney, tax advisor or accountant.

Variable annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained from your insurance-licensed financial professional or by calling 1-800-445-7862. Please read the prospectus carefully before investing.

Polaris Variable Annuities are issued by American General Life Insurance Company (AGL), or, in New York by The United States Life Insurance Company in the City of New York (US Life), except the Polaris Platinum Elite and Polaris Choice Elite Variable Annuities, which are issued by The Variable Annuity Life Insurance Company (VALIC) in all states.

Variable annuities are distributed by AIG Capital Services, Inc. (ACS), Member FINRA, 21650 Oxnard St., Suite 750, Woodland Hills, CA 91367-4997, 1-800-445-7862.

Products and riders may vary by state or may not be available in all states.

"AIG" is a marketing name for products issued by AGL and US Life.

The aforementioned insurance companies are members of American International Group, Inc. Contract and optional guarantees are backed by the claims-paying ability of the issuing insurance company.

Contract form numbers
AGL: AG-803 (7/13)
US Life: FS-993-PPIII (12/10)
VALIC: V-803 (11/14), V-993-PPIII (11/14)

5/2/16, form number “FS-993-PPIII (12/10)” will be replaced by “US-803 (12/15)”


Not FDIC or NCUA/NCUSIF Insured.

May Lose Value. No Bank or Credit Union Guarantee.

Not a Deposit. Not Insured by any Federal Government Agency.