Valuable Articles Insurance
The possessions you value most should be protected. At AIG, we offer comprehensive protection for treasured items such as jewelry, fine art, and collectibles.
An optional add-on to your AIG Premier Client Solutions homeowners insurance, valuable articles insurance helps you safeguard the treasured items within your home. An added benefit: There’s no deductible.
Benefits of Valuable Articles Insurance from AIG
Our coverage protects your valuable items from loss or damage due to theft, fire, and breakage—anywhere in the world.
Whether you’re protecting a small number of family keepsakes or an extensive collection of art, we offer coverage to meet your needs. Choose a ‘blanket’ limit to cover a wide range of valuables, or cover items individually for precision protection.
When you choose our valuable articles insurance, your new purchases are immediately covered up to 25% of your policy limit, giving you time to add them to your policy.*
We cover damages that occur when pieces are moved to and from exhibitions and when pieces are on display. We also protect valuables that are damaged or lost during shipping—note that certain restrictions apply.
AIG covers jewelry in the event that it is damaged while being repaired or restored. We also enable you to repair, replace or surrender undamaged items that are part of a pair or set.
*Fine art is covered up to 25% of the class limit outlined in your coverage, for 90 days. For all other classes, coverage extends for 30 days, to 25% of the class limit OR $10,000, whichever is less.
AIG Premier Client Solutions is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA. This is a summary only. It does not include all the terms, conditions and exclusions of the policies described. All references to claim settlement are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of the coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Premier Clients Solutions and may be discontinued at any time.