AIG Premier Client Solutions homeowners insurance protects the place, and places, that you call home. Our team of specialists can help you safeguard your property against a wide spectrum of risks and even help you prevent damage before it occurs.
We understand that the work you’ve put into your home makes it different from that of your neighbors down the street or your friends across town. That’s why our optional coverage add-ons will help you choose what you need to obtain the best-fitting policy.
We understand the nuances and the risks of each fine home, and we’re here to protect yours.
Benefits of Homeowners Insurance from AIG
We provide an extra 100 percent of your dwelling’s coverage limit when you rebuild your home at the same location.1 (Most insurers offer clients only 50 percent.) AIG can also help determine the accurate replacement cost for your home today to help you start out with the right protection.
If an insured incident keeps you out of your home, we step in to help you maintain a sense of normalcy and protect your standard of living. We offer coverage toward necessary cost-of-living expenses if you can’t go home at claim time, and we cover loss of rental income if the home is rented to others.
Insuring your home means paying careful attention to the items inside, from high-end fixtures and appliances to family heirlooms. Our homeowners insurance protects the value of your property in the event that items are damaged, lost, or broken.
Water damage is one of the most frequent and costly causes of loss. Most insurers cover only everyday occurrences, such as a burst pipe. At AIG, we cover complex risks, such as damage caused by the backup or overflow of sewers, drains, or sump pumps located on your property.
Trees and shrubs can be expensive to replace. We offer coverage to replace a wide range of landscaping on your property, including funds to remove downed trees that did not damage your home. Please note that certain conditions apply.
Dealing with identity theft can be an expensive and stressful dilemma. That’s why we offer up to $25,000 towards any expenses resulting from an incident of identity theft.
We offer broad coverage to prevent loss during upgrades, additions, and alterations you make to your unit. As you may know, condo and co/op associations are only obligated to replace damaged items original to the unit.
Today’s technology can help protect your home from water damage and other costly incidents. Following a covered loss, funds are available to install an approved device that can protect your home from the same damage in the future.
Personalize Your Homeowners Insurance
- Guaranteed Rebuilding Coverage1 to rebuild at the same location to match your home’s prior quality.
- ‘Green’ Rebuilding to cover environmentally friendly materials and methods when rebuilding your home.
- Valuable Articles Coverage to protect your jewelry, fine art, antiques, and collections
- Equipment Breakdown Coverage to reduce the expense and hassle of repairing mechanical and electrical equipment in your home2
- Excess Liability Insurance up to $5 million dollars in umbrella coverage beyond the limits of your homeowners, automobile, and watercraft insurance policies; $1 million of un/underinsured motorist coverage also included
1Rebuilding coverage limits may vary in some states, and the guaranteed rebuilding cost option may not be available in all states.
2Equipment breakdown coverage applies to equipment that generates, transmits or utilizes energy, or operates under vacuum or pressure; not available for condominiums or cooperatives.
AIG Premier Client Solutions is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA. This is a summary only. It does not include all the terms, conditions and exclusions of the policies described. All references to claim settlement are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of the coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Premier Clients Solutions and may be discontinued at any time.