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Universal Life Insurance

Universal life insurance with flexible, lifelong coverage and support for you, your family, and your employees.

 

Choose from many competitively priced products that offer the potential for cash value accumulation – and the ability to adapt your coverage to meet your changing needs and budget over time.

Let your policy evolve.

Universal Life Insurance Products

AG Secure Survivor GUL II®

Qualifying adults ages 50 to 75 can help protect their assets and businesses from estate taxes with AG Secure Survivor GUL II. The policy features guaranteed death-benefit protection and flexibility to make partial withdrawals while maintaining pro-rated benefits.

Elite Global Plus II®

Elite Global Plus II offers death-benefit protection along with the opportunity to build cash value based in part on the performance of global indices, including S&P 500, EURO STOXX 50 (Western Europe) and Hang Seng (Hong Kong) Index.

Secure Lifetime GUL 3®

Secure Lifetime GUL 3 enables you to maintain guaranteed death benefits while building cash value. You get the flexibility to adjust benefits and premiums or terminate coverage for cash value, depending upon your needs.

Elite Index II®

Qualifying adults ages 50 to 75 can help protect their assets and businesses from estate taxes with AG Secure Survivor GUL II. The policy features guaranteed death-benefit protection and flexibility to make partial withdrawals while maintaining pro-rated benefits.

Asset Protector®

Available on Secure Lifetime GUL 3 polices, Asset Protector provides a package of living benefit riders, including access to death benefits. This suite features Accelerated Access Solution, which allows access to death benefits for diagnosed chronic illness, and Lifestyle Income Solution, which allows access to death benefits for any reason after age 85.

Value+ IUL

Value+ IUL insurance is a unique and flexible new protection-focused product designed to help serve long-term needs for personal and business financial security.

Elite Survivor Index II®

Elite Survivor Index II offers many of the same benefits as traditional universal life insurance with the flexibility to choose among three interest-crediting accounts that fit your needs.

Additional Asset Protector® Disclaimer: *There may be a charge for each rider selected. See the rider for details regarding the benefit descriptions, limitations and exclusions. Riders are not available in all states. Please consult your agent or review the policy and outline of coverage for your state.

Estimate Your Benefits

What could the return be on your universal life insurance policy? Estimate your benefits with this easy-to-use calculator.

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Our Life Insurance Professionals Are Here to Help

Contact us today for more information about our affordable, flexible universal life insurance products – and learn how you can customize them to meet your changing needs.

Guarantees are backed by the claims-paying ability of the issuing insurance company.  Policies issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states and product features may vary by state.Policy Form Numbers: 13717, ICC13-13717, 13717N, 13717NU, 13460, ICC13-13460, 13239, ICC13-13239, 14779, ICC14-14779, 14779N, 14779NU, 12967, ICC12967, 12967N and 12967NU; Rider Form Numbers 13972, 13600 and ICC13-13600