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Understanding A&H Insurance

Helping protect you and your family from life-changing illness and accidental events.

Accidental Death and Dismemberment Insurance

Accidents are the No. 1 killer of people under 451?


1
According to the Centers for Disease Control and Prevention website - May 22, 2014

Up to $500,000 of accidental death, dismemberment and paralysis benefits offered.

Get insured regardless of health or occupation between the ages of 18 and 80 – no application and no medical tests.

Let’s talk about options for easing the financial burden of the unexpected.

Accidental Injury Insurance

44.5% of Americans visited the ER last year for treatment.2

2 National Security Council – Injury Facts – 2015 Edition

When it happens to your family, avoid feelings of stress or panic, and enjoy the relief of fewer out-of-pocket medical expenses for covered accidental injuries.

60% of American struggling with medical bills are already insured.3

3 The NY Times – January 6, 2016 on page A1 page A1 of the New York edition: Medical Debt Often Crushing Even for Insured; Margot Sanger-Katz.

If you are between the ages of 0 and 64 – there are no medical tests and coverage is guaranteed for amounts up to $25,000, depending upon state of residence.

Let’s talk about options for easing the financial burden of the unexpected.

Critical Illness Insurance

1 in 3 American adults suffer from a cardiovascular disease.5

5 American Heart Association, Statistical Fact Sheet 2013 Update.

Protect your savings from medical costs that go beyond traditional health insurance.

68% of bankruptcies are medically related, and 78% of those bankruptcies are people who HAD insurance coverage at the time.6

6 http://beforeitsnews.com/economy/2013/03/60-of-us-bankruptcies-due-to-medical-bills-while-78-of-those-bankruptcies-have-insurance-coverage-2500492.html

Get an immediate tax-free payment to cover expenses in the event of a qualified critical illness for up to $500,000. Some restrictions may apply and medical history and exams are required for amounts of $100,000 and over.

Let’s talk about options for easing the financial burden of the unexpected.

Privacy Notices

Important Note: All benefits payable are subject to the terms and conditions of the policy, including benefit durations, limitations and exclusions. Not all benefits and exclusions apply in every state. Please consult the policy form and outline of coverage for details. Comprehensive medical coverage may be required in some states in order to apply for or maintain the policy.Policies issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states and product features may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. Policy Form Numbers: 07120, 07120N, 05130, 04120, 11120 and 02114.