The AIG Building

Hotels (Property)

Overview:  For hotels; Material damage & business interruption on an all risks basis

Who is it for?:  Material damage & business interruption on an all risks basis including cover for guests, customers and insured's personal effects.

Our Hotel Product is designed to offer protection to cover the essential property insurance requirements of the modern Hoteliers business, combined with additional cover options beyond. The core cover not only protects the business but also guests and visitors, as well as the Hoteliers personal possessions.


  • Material Damage and Business Interruption - All Risks coverage including Subsidence
  • Buildings, Contents, Machinery/Plant and Stock
  • Guests & customers personal effects/valuables
  • Works of Art/Antiques
  • Insured’s/resident manager’s household contents - standard cover available, extension for resident
    family’s contents and Insured’s personal money/ credit cards
  • Landscaped grounds
  • Leakage of Beverages/Fuel
  • Theft including non-forcible & violent from the premises including maintenance, gardening equipment
  • Deterioration of Stock
  • Loss of Gross Revenue
  • Loss of Licence
  • Outstanding Debit Balances
  • Business Interruption Extensions
  • - Loss of Attraction
  • - Failure of Public Supply
  • - Notifiable Disease
  • - Unspecified Suppliers
  • - Prevention of Access
  • - Bomb Threat
 
Optional Covers Back To Top

Terrorism

Equipment Breakdown (electrical/mechanical) including boilers, electrical plant, refrigeration (air conditioning, chiller units), lifts

Computer Breakdown

Liabilities - Employers Liability - Public Liability- Products Liability including US exports- Includes Medical & Vocational Rehabilitation