Homeowners Insurance

The AIG Companies offer comprehensive protection for what may be your most valued personal asset: your home. With operations in over 130 countries and jurisdictions, we are uniquely positioned to help our clients understand how to protect their property and valuables against specific exposures worldwide.

Although homeowners insurance may seem like a simple given, many homeowners are underinsured. If you're like most homeowners, you may not have reviewed your policy since it was purchased. If a disaster strikes today, are you sure that your property and belongings are adequately covered? Too many people discover too late – after a disaster – that they don't have sufficient coverage. Whether you own a house, condo or apartment, our seasoned professionals are dedicated to ensuring that you and your family receive effective protection when it’s needed most.

Our flexible homeowners policies feature:

• Customizable limits
• Dwelling coverage up to the selected limits
• Personal property coverage up to the selected limits
• Coverage for structures in addition to your primary dwelling (e.g., storage sheds, boathouses and pools
• Loss-of-use coverage (reimbursement of expenses) in the event your home becomes uninhabitable due to specified perils
• Medical expense coverage in the event someone is injured on your property
• Liability coverage in the event someone is injured or their personal property is damaged on your property
• Higher limits of third-party liability and medical expenses can be added for a small fee
• Choice of coverage based on replacement cost (the amount required to repair or rebuild your home with similar materials) or actual cash value (the amount required to repair or replace your home minus any depreciation)

Additional coverage is available for valuable personal property and collectibles, including computer equipment, cameras, bicycles, jewelry, watches, furs, musical instruments and more.

Insurance underwritten by member companies of American International Group, Inc., (AIG). The policy described may not be available in all jurisdictions, and the description thereof is not a complete description or a complete list of all policy terms, conditions and exclusions.
Please see the policy for a complete description of its scope and limitations of coverage. Issuance of coverage is subject to underwriting.
Please contact the jurisdiction in which you are interested for further details.

Contact AIG by email or phone Call M-F 6am-8pm ET | USA: 1-877-638-4244 Worldwide: +1-908-679-3150