Homeowners Insurance

The AIG Companies offer comprehensive protection for what may be your clients’ most valued personal asset: their homes. With operations in over 130 countries and jurisdictions, we are uniquely positioned to help your clients understand how to protect their property and valuables against specific exposures worldwide.

Although homeowners insurance may seem like a simple given, many homeowners are underinsured. If your clients are like most homeowners, they may not have reviewed their policies since the date of purchase. If a disaster strikes today, are they sure that their property and belongings are adequately covered? Too many people discover too late – after a disaster – that they don't have sufficient coverage. Whether your clients own a house, condo or apartment, our seasoned professionals are dedicated to ensuring that they receive effective protection when it’s needed most.

Our flexible homeowners policies feature:

• Customizable limits
• Dwelling coverage up to the selected limits
• Personal property coverage up to the selected limits
• Coverage for structures in addition to your primary dwelling (e.g., storage sheds, boathouses and pools
• Loss-of-use coverage (reimbursement of expenses) in the event your client's home becomes uninhabitable due to specified perils
• Medical expense coverage in the event someone is injured on your client's property
• Liability coverage in the event someone is injured or their personal property is damaged on your client's property
• Higher limits of third-party liability and medical expenses can be added for a small fee
• Choice of coverage based on replacement cost (the amount required to repair or rebuild your client's home with similar materials) or actual cash value (the amount required to repair or replace your client's home minus any depreciation)

Additional coverage is available for valuable personal property and collectibles, including computer equipment, cameras, bicycles, jewelry, watches, furs, musical instruments and more.

Insurance underwritten by member companies of American International Group, Inc., (AIG). The policy described may not be available in all jurisdictions, and the description thereof is not a complete description or a complete list of all policy terms, conditions and exclusions.
Please see the policy for a complete description of its scope and limitations of coverage. Issuance of coverage is subject to underwriting.
Please contact the jurisdiction in which you are interested for further details.

Contact AIG by email or phone Call M-F 6am-8pm ET | USA: 1-877-638-4244 Worldwide: +1-908-679-3150