• Customizable limits
• Dwelling coverage up to the selected limits
• Personal property coverage up to the selected limits
• Coverage for structures in addition to your primary dwelling (e.g., storage sheds, boathouses and pools
• Loss-of-use coverage (reimbursement of expenses) in the event your home becomes uninhabitable due to specified perils
• Medical expense coverage in the event someone is injured on your property
• Liability coverage in the event someone is injured or their personal property is damaged on your property
• Higher limits of third-party liability and medical expenses can be added for a small fee
• Choice of coverage based on replacement cost (the amount required to repair or rebuild your home with similar materials) or actual cash value (the amount required to repair or replace your home minus any depreciation)
Additional coverage is available for valuable personal property and collectibles, including computer equipment, cameras, bicycles, jewelry, watches, furs, musical instruments and more.