Environmental Impairment Liability

Environmental impairment liability insurance is designed to address pollution risks typically excluded under general liability (GL) policies. Also commonly referred to as pollution legal liability (PLL), coverage responds to gaps in GL policies and the growing demand among environmental regulators, environmentally conscious investors and consumers that businesses be held financially responsible for pollution releases.

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Overview Back To Top

Environmental impairment liability provides financial protection against losses related to pollution releases, while responding directly to regulatory obligations, contract/lender/landlord requirements, shareholder needs and board of director objectives.

Features & Benefits Back To Top

Our comprehensive policy covers:

• Sudden and gradual pollution conditions
• On-site clean-up costs for pre-existing and/or new conditions
• Off-site clean-up costs for pre-existing and/or new conditions, including pollution released on non-owned waste disposal sites
• Third-party claims for bodily injury and/or property damage
• First-party business interruption expenses related to a pollution condition
• Defense costs within the limit of liability
• Pollution releases resulting from the transportation of waste products

To maximize protection, we also offer:

• Multi-year policy terms

Packages can be tailored to suit individual risk management needs.

Customer Profile Back To Top

The AIG Companies have extensive experience serving clients in wide-ranging industries, including but not limited to:

• Bulk storage terminals and distribution facilities
• Brownfield redevelopers
• Chemical manufacturers
• Power companies
• Electroplating companies
• Laboratories
• Manufacturing facilities
• Mining operations
• Recycling operations
• Refineries
• Waste treatment facilities
• Agricultural operations
• Food processing companies
• Industrial operations