Contact Us
American Home Assurance Co.
  • The ANZ Centre, 23rd Floor
    23 - 29 Albert Street
    P.O. Box 1745
    Auckland
    New Zealand
  • Tel:  649-355-3100
    Fax:  649-355-3135
  • Email: ask.aiu@aig.com
Related Product

Contractor Operations and Professional Services

The Contractor Operations and Professional Services (COPS) policy addresses the pollution and professional liability exposures of full-service environmental firms.  Coverage combines Contractors Pollution Liability (CPL) and Errors & Omissions (E&O) insurance in one form to minimize potential coverage gaps and overlaps. 

This targeted coverage provides environmental contractors who perform both field operations and professional services with exceptionally comprehensive protection.

Overview Back To Top

Key Features

The COPS policy covers:
• Third-party bodily injury and property damage claims arising from a pollution release during covered operations
• Clean-up costs for pollution conditions arising out of covered operations
• Third-party bodily injury and property damage claims arising from the insured’s negligent acts, errors or omissions in the course of rendering professional services
• Contractual liability coverage for the actions of sub-contractors

Additionally:

• Prior acts coverage may be available if the insured has been continuously covered on a claims-made basis
• Broad claims reporting provisions available for damage incurred during the policy period
• E&O coverage available on a claims-made and reported basis

Customer Profile Back To Top

Coverage is designed expressly for environmental contractors, including:

• Environmental remediation firms
• Environmental consultants
• Engineering firms, exclusively environmental-focused or multi-discipline

Engineering firms with multi-discipline work including various non-environmental engineering activities