Casualty Insurance

Public Liability

Public Liability Insurance (PL) covers any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending a claim arising out of Public Liability Insurance.

It is impossible to eliminate all risks if you are running a business. However, the law states that if you cause damage to someone or their property in the course of your business then you need to pay the claimed amount which in the worst-case scenario, could run to many millions of Rupees.

The Knowledge that your business is protected with one of the best financially strengthened companies will also give you the confidence to concentrate on the running of your business rather than concerning yourself with “worst case scenarios”

Note: Terms and conditions Apply

Product Liability

We now bring you, for the first time in Sri Lanka, the world's favourite liability policy Commercial General Liability (CGL). This is the best policy for discerning and well informed insured who is used to demanding the best from his insurers. The AIG Companies global presence places us in a unique position to offer a worldwide liability program, centrally controlled from the Sri Lankan headquarters. The liability policies offer a wide range of options.

Note: Terms and conditions Apply

Workmen's Compensation

This Insurance offers for Indemnity under the Workmen's Compensation Ordinance of 1934 and subsequent amendments prior to the date of issue of the Policy or at Common Law.

The Workmen's Compensation ordinance 1934 states that where any person the " Principal" in the course of or for the purpose of his trade or business contracts with any other person the "Contractor" for the execution by or under the contractor of the whole or any part of the trade or business of the Principal, the latter is liable in respect of accidents to the Contractor's workmen happening, on in or about the premises on which the Principal has undertaken or usually undertakes to execute the work or which are otherwise under his control or management, In such case the Principal is entitled to be indemnified by the contractor.

Note: Terms and conditions apply