A broken leg won't stop this leap into self-employment*
Leaving the corporate world to start her own graphic design business was a big step for Maria. One of her biggest concerns was medical insurance – could she find affordable coverage?
Maria purchased a major medical plan with a low premium – but a $5,000 deductible. To help cover her high deductible and coinsurance costs, she supplemented the policy with an Accident Expense Plus® plan. She opted for the $7,000 per calendar year accident benefit with a $250 deductible.
Three months later, Maria fell, breaking her leg in two places. Her injury required an emergency room visit, surgery to reset the bone, three months in a cast and six weeks of physical therapy.
The medical bills could have derailed her business plans, but because Maria had an Accident Expense Plus® policy, her only expense was the $250 deductible. Broken leg or not, Maria kept marching steadily toward her goals.
*Not an actual case; presented for illustrative purposes only