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Tanning Salons

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Tanning Salons

Program Target Description: This program provides comprehensive coverages to the indoor tanning industry.   

Program Target:  

  • Target Risks: Large tanning salon chains, franchises and single location operators
  • Ineligible Risks: Salons with no UV tanning or spray tanning  equipment and those that offer laser treatments
  • Geographic: Nationwide except Hawaii 

Why work with our program administrator:

  • Longevity & Experience – Over 20 years of experience writing policies in the indoor tanning industry
  • Industry Involvement -  They are committed to education and development in the insurance field as well as the indoor tanning industry. The staff  travels nationally to attend tradeshows, hold seminars, and assist with risk management techniques to assist the industry.
  • Professional Liability – Written as a standalone policy and does not exclude cancer
  • Customer Service – Customer service is always the first priority

Coverages & Limits Available:

  • Admitted or Non-Admitted:  Admitted
  • Professional Liability – Limits up to $1m
  • General Liability - up to $2m occurrence / $4m general aggregate
  • Business Personal Property
  • Business Income
  • Umbrella

Submission Requirements: 

  • 3 years in operation or equivalent industry experience
  • Program package application & professional l liability application
  • 3 years current loss runs 

Broker Requirements:

  • Licensed Agent / Broker 
  • Completion of program administrator’s broker questionnaire