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Property for Real Estate Portfolios

Program Target Description: Commercial Real Estate Program 

Program Target:

  • Target Risks: Real Estate Owners of Commercial Real Estate including shopping centers, office buildings, retail centers, commercial properties, light hazard warehouse properties and parking garages  
  • Ineligible Risks: Garden Apartments, Section 8  and student housing, Manufacturing and Processing  risks , risks that are located in protection class 8,9 or 10,  builder’s risks, buildings with aluminum wiring, vacant buildings. 
  • Geographic: Continental United States

Competitive Advantage:

  • Longevity & Experience: Over 30 years of underwriting commercial real estate 
  • Custom Products: Product specifically designed for commercial real estate risks 
  • Part of the Industry: Recognized leader in the commercial real estate  niche
  • Claims and Loss Control: handled by the carrier utilizing the experience and expertise of leading third party vendors  

Coverages & Limits Available:

  • Admitted or Non-Admitted: admitted 
  • Property: Up to $150m TIV limits per location with flood, earthquake, boiler and machinery and property enhancement options available
  • General Liability - $1m per occurrence / $2m aggregate (General Liability is offered outside of the AIG program).

Submission Requirements:

  • Complete Acord application. 
  • 5 years currently valued  loss runs

Broker Requirements: 

  • Licensed Agent / Broker with current E&O limits of $5,000,000
  • Completion of program administrator’s producer questionnaire