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Optometrists

Program Target Description: Professional Liability and General Liability Program for Optometrists 

Program Targets:

  • Target Risks: Individuals, firms, and employees of firms working/operating in the field of Optometry
  • Ineligible Risks: Optometrists who are not properly licensed, who perform LASIK surgery, or are acting outside of their scope of practice (i.e., performing non-optometric procedures)
  • Geographic: Nationwide 

Why work with our program administrator:

  • Experience: 20+ years of experience in protecting healthcare professionals across 90+ specialties; Currently providing coverage for over 900,000 insured’s
  • Dedication to the Healthcare industry: Strong track record in the industry, with endorsements from over 60 healthcare-related associations
  • Breadth of coverage: Program covers a range of optometric services provided within each state’s defined scope of practice and allows the business owner(s), entity, and employees to be covered under a single policy
  • Exceptional service capabilities: exemplary service through multiple contact centers staffed with fully-licensed support staff, risk management resources, and strong subject matter expertise

Coverages and Limits Available:

  • Admitted or Non-Admitted: Admitted in nearly 50 states; Non-admitted coverage available where needed
  • Professional Liability: Occurrence coverage only; Up to $2M per occurrence / $4M aggregate; Legal expenses are paid in addition to liability limit 
  • Commercial General Liability: Occurrence coverage only; Up to $2M per occurrence / $4M aggregate; Includes products and completed operations  

Submission Requirements:

  • Program-specific application (can be obtained from program administrator)
  • 3 years current loss runs

Broker Requirements:

  • Program administrator appointment application, 
  • Licensed Agent / Broker with current E&O minimum limits of $1M per claim or occurrence