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Medical Facilities Insurance Program

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Medical Facilities Insurance Program

Program Target Description: The insurance program is designed for insuring a wide array of medical facilities /clinics, surgical centers, medical spas. 

Program Target:  

  • Target Risks:

    • Medical Facilities
    • Surgical Centers
    • Medical Spas
    • Outpatient Clinics
    • Health Care Facilities with Inpatient / Outpatient services
  • Ineligible Risks:

    • Nursing Homes
    • Stand Alone Physician Coverage
    • Health Care Staffing
    • Social Services Providers
  • Geographic:

    • Nationwide 

Competitive Advantage:

  • Longevity & Experience:  Over 14 years of underwriting medical facilities
  • Custom Products:  Products specifically designed for medical facilities 

Coverages & Limits Available:

  • Auto including Non Owned & Hired Auto limits - $1M
  • Building & Personal Property -  $1,000 up to $1M
  • Property Extension Endorsement
  • Business Interruption
  • General Liability -  $3M limit available
  • Professional Liability -  $1M limit
  • Directors' & Officers' Liability
  • Inland Marine
  • Umbrella -  $1M per occurrence / $1M aggregate to $10M per occurrence / $10M aggregate
  • Workers' Compensation (provided through another carrier) 

Submission Requirements:

  • Supplemental Application 
    • Surgery Center or 
    • Non-Surgery Center 
  • 5 year company loss runs
  • Financial Statements
  • Brochures 

Broker Requirements:

Current appointment with the program administrator or, if not, complete the following items: 

  • Broker Agreement
  • IRS W-9
  • Copy of E&O Certificate or Declaration Page
  • Copy of the agency’s license per location
  • Agency Profile Document
  • If multiple locations, include a list and confirm ALL locations are covered under the operation’s Errors and Omissions policy