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Medical Equipment Provider

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Medical Equipment Provider Insurance Program

Program Target Description: The insurance program designed exclusively for medical equipment providers.

Program Target:

  • Target Risks:

    • Home Infusion Therapy 
    • Medical Equipment Providers including Retail Sales & Rentals 
    • Pharmacies - Closed Shop 
    • Drug Distributors 
    • Equipment Distributors
  • Ineligible Risks:

    • Mail Order Pharmacies 
    • Automobile Installation / Alteration Companies 
    • Stair Glide Installations 
    • Repair of Other’s Used DME for Resale 
    • Manufacturers 
    • Wholesale Compounding Risks
  • Geographic:

    • Nationwide

Why work with our program administrator?

  • Industry Expertise: Over 22 years of underwriting medical equipment providers 
  • Custom Products: Products specifically designed medical equipment providers

Coverages & Limits Available: 

  • Auto including Non Owned & Hired Auto - $1M 
  • Building & Personal Property - $1,000 up to $1M 
  • Equipment Breakdown 
  • General Liability - $3M Limit 
  • General Liability Incidental Professional Liability Endorsement 
  • Professional Liability - $1M Per Occurrence 
  • Directors' & Officers' Liability 
  • Employment Practices Liability 
  • Inland Marine 
  • Occurrence or Claims Made Forms 
  • Umbrella - $1M Per Occurrence /$1M Aggregate to $10M Per Occurrence /$10M Aggregate 
  • Workers' Compensation (provided by another carrier) 

Submission Requirements:

  • Program Administrator’s  Application 
  • 5-year current valued loss runs 
  • Brochures 

Broker Requirements:
Current Appointment with the programs administrator  or, if not, complete the following items:

  • Broker Agreement 
  • IRS W-9 
  • Copy of E&O Certificate or Declaration Page 
  • Copy of the agency’s license per location 
  • Agency Profile Document 
  • If multiple locations, include a list and confirm ALL locations are covered under the operation’s Errors and Omissions policy