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Medical Device Sales, Servicing and Distribution

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Medical Device Sales Servicing and Distribution

Program Target:

  • Target Risks: General and Product Liability for medical device sales, service, rental, leasing organizations and certain manufacturers. 
  • Ineligible Risks: Medical devices or products that are Inhaled, Ingested, and Implanted.  Exceptions – medical gas and devices that do not stay in the body. 
  • Geographic: Nationwide

Why work with our program administrator?

  • Longevity and experience:  Over 24 years of underwriting class with more than 700 clients nationwide. 
  • Custom Products:  General Liability Form is enhanced with Professional and HIPAA coverage.  
  • All lines can be packaged except Workers’ Compensation. 
  • Recognized as a leader in the industry 
  • Claims handled by adjuster dedicated to Program 
  • Flexible rating structure

Coverage and Limits Available:

  • Admitted coverage 
  • General Liability – Occurrence Form starting at $1,000,000 per occurrence / $2,000,000 aggregate 
  • No deductible 
  • Excess limits available 
  • Commercial auto – all classes 
  • Commercial Property – $5M TIV with additional capacity available.

Submission Requirements:

  • New ventures acceptable subject to review of resume 
  • Program administrator’s General Liability application, Acords on all other lines 
  • Current valued loss runs for four years

Broker Requirements

  • Broker Agreement with the program administrator 
  • Appropriate licenses and E&O starting at $1,000,000 
  • Completed Program Administrator questionnaire