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Home Medical Equipment

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Home Medical Equipment

Program Target Description: Insurance for Home Medical Equipment Dealers who are in the business of providing medical equipment and services to the home bound. 

Program Target:

  • Target Risks:  Manufacturers, suppliers, and retailers of medical equipment to patients in the home 
  • Ineligible Risks:   Distributors to hospitals, labs and clinic, previous bankruptcy on record
  • Geographic:   Nationwide

Why work with our program administrator: 

  • Custom Products: Products specifically designed for the Home Medical Equipment Dealers
  • Experienced Program Underwriter: Years of underwriting expertise in various healthcare programs
  • Claims: Fast, responsive claims handling
  • Service: Designated underwriting service team

Coverages & Limits Available:   

  • Admitted or Non-Admitted: Both
  • Package – Property, General Liability, Professional Liability, Products and Crime Coverage 
  • Cyber liability coverage available  
  • Employment Practices Coverage Available
  • Umbrella – Up to $10,000,000 of limits

Submission Requirements:  

  • Accord applications with program administrator’s supplemental application
  • 5 years current loss runs

Broker Requirements:

  • Program administrator appointment application, provided by the Program Administrator.
  • Licensed Agent / Broker with current E&O limits of $1,000,000.