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Day Spa

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Day Spa

Program Target Description: This program provides comprehensive coverages to the day spa industry.

Program Target:

  • Target Risks: Large salon chains, franchises and single location operators
  • Ineligible Risks:

    • Salons that offer laser and/or other medical treatments
    • Massage service delivered off premise
  • Geographic: Nationwide except Hawaii

Why work with our program administrator: 

  • Longevity & Experience - Over 20 years of experience writing policies in the indoor tanning industry with an expansion into the day spa industry
  • Industry Involvement -  They are committed to education and development in the insurance field as well as the indoor tanning industry. The staff  travels nationally to attend tradeshows, hold seminars, and assist with risk management techniques to assist the industry.
  • Professional Liability – The professional liability policy is written as a standalone policy
  • Customer Service – Customer service is always the first priority 

Coverages & Limits Available:

  • Admitted or Non-Admitted:  Admitted
  • Professional Liability – Limits up to $1m
  • General Liability - Limits available is $1m occurrence /$2M aggregate
  • Business personal property
  • Business Income
  • Umbrella

Submission Requirements:

  • 3 years in operation or equivalent industry experience 
  • Program package application & professional l liability application 
  • 3 years current loss runs

Broker Requirements:

  • Licensed Agent / Broker 
  • Completion of program administrator’s broker questionnaire