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Aftermarket Truck Equipment Installers

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After Market Trailer & Work Truck

Program Target:

  • Target Risks:
    • The program is designed exclusively to meet the unique exposures of the truck equipment industry. At least 75 percent of a company's revenue must be generated from truck equipment manufacturing or installation.
    • Truck equipment is defined as any equipment that is designed for mounting on bare trucks chassis to convert the trucks to a special use vehicle such as: ambulance, beverage, dump, fire, flat bed, grain, refuse, tank, tow and utility trucks.
  • Ineligible Risks: RVs or any other vehicles modified for the pleasure of the “general public”
  • Geographic: Nationwide

Why work with our program administrator?

  • Longevity and Experience: Over 21 years of underwriting experience in the truck aftermarket industry.
  • Custom Products: Products specifically designed for the truck aftermarket industry

Coverages and Limits Available:

  • General Liability including Product Liability - $1M per occurrence / $2M aggregate
  • Property - Amount Subject
  • Inland Marine - Amount Subject
  • Crime - Amount Subject
  • Equipment Breakdown - Amount Subject
  • Automobile - $1M single combined limit
  • Umbrella - $5M limit
  • Workers' Compensation (available through another carrier)

Submission Requirements:

  • Completed ACORD applications for each line of coverage desired.
  • Completed program administrator’s supplemental application.
  • Completed Aerial Device Questionnaire (if applicable)
  • Detailed description of operations.
  • Copies of brochures and/or website address.
  • 4 years currently valued loss runs with an explanation of any loss over $10,000.
  • Completed business interruption worksheet if requested limit exceeds $500,000.

Broker Requirements:

Current Appointment with the program administrator or, if not, complete the following items:

  • Broker Agreement
  • IRS W-9
  • Copy of E and O Certificate or Declaration Page
  • Copy of the agency’s license per location
  • Agency Profile Document
  • If multiple locations, include a list and confirm ALL locations are covered under the operation’s Errors and Omissions policy