Auto Insurance

• Third Party Liability – Covers accidental bodily injury* and property damages* to a third party, as well as defense costs in the event of legal proceedings and if determined that your client was at fault    
        *Bodily Injury – Includes medical expenses, lost wages, and costs associated with pain and  suffering    
        *Property Damage – Includes damage caused to someone else’s property (e.g., car, house)

• Collision – Covers damages to your client’s vehicle due to a collision with another vehicle or object

• Comprehensive – Covers non accident-related loss or damages due to fire, wind, flood, vandalism and theft

• Medical Expense – Covers your client's accident-related medical expenses, regardless of who is at fault

• Passenger Accident – Covers accidental bodily injury to passengers riding in your client’s vehicle

• Pets Accident – Covers accidental injury to and death of pets riding in your client’s vehicle

• Key Replacement – Covers the cost of replacing car keys and locks when keys are lost or stolen

• Personal Effects – Covers loss of and damages to your client’s personal belongings

• Roadside assistance

• Rental reimbursement – Covers accidental damages to a rented vehicle

Standard or package policies incorporating various combinations of the above, and varying compensation limits are available to meet your client’s individual needs.