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Workers' Compensation Insurance
Workers’ Compensation programs combine insurance with expert loss control, safety engineering and claims management to improve loss experience, resulting in lower premiums.  Our teams of experienced underwriters, regionally located throughout the United States, have the knowledge and authority to address virtually any class of risk for companies of all sizes.
Features and Benefits Back To Top
  • Life safety surveys and safety training
  • On-site loss control including fleet loss control and industrial hygiene services
  • Guaranteed cost
  • Typical insureds include construction companies, manufacturers and public entities
  • Small Business
    - For businesses with premiums from $3,500 to $130,000
    - Companies in most industries eligible
    - Clear, concise, and brief submission process
    - Instant online rates, quotes, and ordering
    - Multi-state capabilities
  • Medium Sized Businesses
    - Companies with premiums above $130,000
    - Single or Multi-state employers
    - Companies with low, medium, or high severity potential or business complexity
    - Predominantly first dollar guaranteed cost programs
    - Large Deductible Program available for qualifying risks
    - State and Federal Act coverages available
    - Regionally based underwriters ensure timely, informed and high-quality service
  • Large Businesses
    - Specific focus on large corporations with annual revenue exceeding $700 million in all industries
    - Customized solutions for corporations with annual revenue up to $700 million in all industries
    - Guaranteed Cost Programs
    - Large Deductible Programs
    - Incurred-Loss and Paid-Loss and Paid-Loss Retention Plans
    - Self-Insured Retention programs structures
    - Aggregate Stops
 
Claims Back To Top

The AIG Companies’ specialized claim services ensure that all workers’ compensation claims—from the simplest medical-only to the most complex—receive the focused care and attention needed for prompt and effective resolution.

All workers’ compensation claims are directly assigned, based on severity and complexity, to the claims professional most qualified to handle it to resolution, increasing the level of expertise applied to each case.

An innovative medical management program, Productivity Edge®, integrates five key medical management areas—pre-injury management, medical expense management, telephonic case management, utilization management and field-based case management—providing insureds with access to high-quality medical care while helping them to reduce their medical expenses, minimize lost productivity and better control indemnity costs.

We also make local, specialized medical care easy to find through a Medical Provider Listing which provides users access to a national network of accredited, preferred providers with expertise in cost-effective industrial and work-related illness or injury. Learn more about our medical management services.

To report a claim please contact us:
Primary Claims WC Eastern Zone:
Tel: 877-399-6442
Fax: 866-420-1404
e-Mail: easternwcnewloss@aig.com
mail: find a mailing address list for your state
For emergency claim reporting outside normal business hours, call toll-free 888-244-2736

Primary Claims WC Western Zone:
Tel: 877-399-6442
Fax: 866-739-6981
e-mail: westernwcnewloss@aig.com
mail: find a mailing address list for your state
For emergency claim reporting outside normal business hours, call toll-free 888-244-2736

Our claims administrators, includes AIG Domestic Claims and approved Third Party Administrators, handling workers’ compensation claims under policies issued by the AIG underwriting companies, benefit from an extensive spectrum of AIG’s claims management services.

Texas Workers’ Compensation e-Billing Information:
Click here for information on claims administrators handling claims for the AIG underwriting companies in the state of Texas.