Voluntary AD&D/Personal Accident Insurance

A serious injury or death can have a financial impact even for two-income families. Voluntary AD&D/Personal Accident Insurance enables businesses to offer their employees insurance in the event of an accidental death or injury. Businesses can broaden their employee benefits portfolio with virtually no administration, thanks to convenient payroll deduction. This coverage controls a business’ costs, as premiums are paid entirely by the employees

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Features and Benefits Back To Top

Covers participants 24 hours a day, 365 days a year, worldwide
Pays claims for injuries caused by covered accidents on or off the job
Delivers benefits in addition to other insurance programs in effect at the time of the accident
Provides Basic Accidental Death and Dismemberment benefits

Offers a broad dismemberment schedule
Requires no physical examination
Delivers an extensive array of popular optional benefits including family income, tuition for children and spouses, day care continuation, waiver of premium, rehabilitation, bereavement and trauma counseling and AIG Travel Assist

Marketing Materials Back To Top

Voluntary AD&D - Brochure (.pdf)

Claims Back To Top

The goal of A&H Claims is the skillful evaluation and swift resolution of every claim. To make sure this commitment is met, we employ teams of specialists in accident and health claims, and we assign dedicated specialists to cases with complex needs. The people at A&H Claims embody our standards for service excellence. Our claims specialist unit is staffed with seasoned supervisors and examiners cross-trained in all facets of claims processing. These knowledgeable professionals have the expertise to provide the right solutions and the authority to implement them. We also provide specialized claims support exclusively for the needs of our agents, brokers and consultants.

Mail:     AIG Commercial Insurance Company of Canada
            145 Wellington Street West
            Toronto, Ontario M5J 1H8

Tel:       800-387-4481
            (8:45 to 4:45 Monday to Friday ET)
Tel:       800-235.8784 (after hours)
Fax:      416-596-4197
Email:   can.claims@aig.com

Applications and Forms Back To Top

Voluntary Accidental Death & Dismemberment Questionnaire (.pdf)

Insurance underwritten by member companies of American International Group, Inc. (AIG). The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described.
Please refer to actual policies for complete details of coverage and exclusions. Insurance may not be available in all jurisdictions.Please refer to the actual insurance policies for complete details of the coverage summarized above. Risks and claims scenarios detailed above are offered only as examples. Coverage depends on the actual facts of each case and each individual policy. Coverage may not be available in all jurisdictions and issuance is subject to underwriting review and approval.
Certain of the products and programs described above are in the development stage and are not yet finalized or approved for offer or sale. Pending final development and approval, such products and programs may involve various types of financial products, including, for example, loans, derivatives and insurance. Non-insurance products and services may be provided by independent third parties.

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