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Side-A Directors and Officers Insurance (AIG Executive Shield®)

The D&O liability environment is always changing.  D&O protection must be adequate for today … and anticipatory for tomorrow.  AIG Executive Shield® delivers exceptionally broad coverage when and where directors and officers need it most-with coverage features such executives won’t find anywhere else.

AIG Executive Shield is a follow form excess Side-A Directors & Officers Liability Insurance with Difference In Conditions (DIC) coverage that is distinct from other Side-A DIC policies.  The policy provides individual directors and officers with the coverage they need to protect themselves and their assets. 

Features and Benefits Back To Top
  • In addition to providing traditional excess coverage,  the policy provides a unique “drop down” feature that triggers coverage if organizations owing indemnification or underlying insurers refuse or fail to pay for any reason, including insolvency
  • The advancement of funds occurs as quickly as sixty (60) days after the failure of the Organization or the Underlying Insurers to provide indemnification, regardless of whether or not the claim is indemnifiable
  • As a claims-made policy form it does not require notice within the policy period as a condition precedent to coverage
  • An expanded definition of “Wrongful Act” includes any actual or alleged breach of duty, neglect, error, misstatement, misleading statement, omission or act by an insured acting as a fiduciary of an employee benefit plan sponsored by an organization
  • Exclusions are limited to only two and all exclusions of the Followed Policy are not followed
  • A broadened definition of “Claim” encompasses both formal and informal investigations by any governmental or self regulatory authority, including the U.S. Securities and Exchange Commission
  • Includes worldwide coverage and automatic incorporation of foreign AIG policy enhancements
 
Marketing Materials Back To Top

AIG Executive Shield® Highlight Sheet
Benefit highlights of the AIG Executive Shield®.

Claims Back To Top

The AIG companies have assembled a seasoned team of claims professionals who are experienced in managing some of the highest-profile D&O, E&O, employment practices, fiduciary, crime and techology cases in the industry, for entities of all sizes and across most industries—from Fortune 500® companies to not-for-profit organizations; multinational corporations to privately-held enterprises.

Our centralized in-house operation, positioned adjacent to our underwriting colleagues, allows us to facilitate prompt case resolution and the best possible claim outcomes. We offer access to some of the nation’s leading law firms specializing in the defense of securities, employment practices, fiduciary and technology claims. And in the toughest environment, policyholders can count on our aggressive litigation strategies to defeat even the most formidable plaintiff’s attorneys.

To report or check the status of a claim please contact us:
Tel: 888-602-5246
Fax: 866-227-1750
E-Mail: c-claim@aig.com
Mail: AIG Domestic Claims, Inc.
c-Claim for Financial Lines 
175 Water Street, 9 Fl.
New York, NY 10038

Download a claim form for submission.

To request loss runs, contact AIG Broker Services at 877-867-3783, or e-mail toserve@aig.com

Search our Claims Archive

Applications and Forms Back To Top

AIG Executive Shield Specimen Policy (.pdf)
Sample insurance policy for the AIG Executive Shield®.

AIG Executive Shield Specimen Declarations Page (.pdf)
Sample declaration page for the AIG Executive Shield®.