Industry Solutions for Real Estate

We provide clients with the tools needed to build an effective risk management system that can anticipate, evaluate and control potential exposures. Our team of underwriters, claims and loss control consultants work hand-in-hand to provide clients with a wide range of tools, programs and best practices to help control the specific risks of the real estate industry.


Overview

Today’s business environment presents real estate and property managers with a host of complex risks, many with serious financial implications that can mean the difference between business success and failure. Controlling these risks requires an effective risk management system that can anticipate, evaluate and control potential exposures.

With more than 40 years of experience and commitment to the real estate industry, we deliver extensive expertise, substantial capacity and flexible underwriting to the most complex real estate risks. From property damage and terrorism to corporate governance, environmental exposures and commercial umbrella liability, we provide seamless access to the industry’s foremost insurance products and services.

Search below to learn more about the spectrum of standard and specialty insurance products and services we offer members of the real estate industry.

Browse Our Real Estate Industry Products and Services

Alternative Risk

Alternative Solutions & Product Innovation

There may be times when a company needs to mitigate a substantial risk that is not addressed effectively in the traditional insurance or financial markets. We help clients address these challenging exposures by providing highly customized, innovative programs that apply insurance and/or capital market strategies.

Global Fronting & Captive Management Programs

There are times when companies face challenges that the traditional insurance or financial markets not may not address effectively. We help companies address non-traditional exposures by providing highly customized fronting programs that apply insurance and/or capital market strategies. In addition, we provide captive management and consulting services regarding the feasibility, formation and management of captives, and offer cell captive facilities.

Casualty

Commercial Umbrella Liability

Customized commercial umbrella solutions designed to minimize the potential for dangerous coverage gaps and inconsistencies between layers of coverage for companies of varying sizes and business sectors.

Excess Liability

Casualty coverage solutions to protect businesses against potentially catastrophic losses. With high capacity and exceptional program design flexibility, we build strong, unified towers of liability protection in an attempt to meet the sophisticated needs of major corporate clients.

Foreign Casualty

Casualty insurance and service solutions to assist U.S.-based organizations, companies or institutions mitigate the increased risk to their people, products and locations when deciding to conduct business overseas.

General Liability

General liability insurance is designed to protect businesses from the costs of accidents, injuries and property damage sustained by third parties. Companies of all sizes and industries need sound protection against these traditional exposures, as well as more complex exposures such as product liability, advertising injury and reputation damage.

Workers' Compensation

Workers' compensation coverage provides wage loss and medical benefits to workers injured in the course and scope of employment. Our workers’ compensation programs combine insurance with expert loss control, safety engineering and claims management aimed at improving loss experience and protecting employees.

Crisis Management

Kidnap, Ransom and Extortion

Comprehensive insurance coverage to protect business travelers, high net worth individuals and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance, that can occur both in the U.S. and abroad while traveling or residing away from home.

Environmental

Commercial Pollution Legal Liability

Provides property owners and operators with coverage for site liability, non-owned disposal sites, contracting operations and transportation exposures.

Contractors Pollution Liability

Protection for contractors claims for bodily injury, property damage and environmental damage resulting from pollution conditions caused by covered operations including work performed by subcontractors that are not normally covered under a general liability insurance policy.

Management Liability

CrimeGuard Choice

Insurance protection for companies (and their employees) against the dishonest acts of an employee as well as forgery, safe burglary and computer fraud on a global basis.

Executive Edge

Cutting edge management liability protection to respond to the personal risk directors and officers of publicly-held companies now face due to the financial scandals, changes in the law and the credit crisis.

Fiduciary Liability Insurance Edge

Protection for directors, officers, employees and employers who are alleged to have breached their fiduciary duty or made mistakes in the management or administration of employee retirement and benefit plans.

Investment Management Insurance Edge

A package policy designed to help advisers and funds manage their management and professional liability risks all under one policy.

Kidnap, Ransom and Extortion

Comprehensive insurance coverage to protect business travelers, high net worth individuals and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance, that can occur both in the U.S. and abroad while traveling or residing away from home.

Private Edge Plus

A flexible insurance package that allows private companies and their directors and officers to choose one or more of seven coverages and combine them in one comprehensive program with shared or separate limits.

Representations and Warranties Insurance

Insurance for both buyers and sellers involved in mergers, acquisitions, divestitures or other business transactions offering protection from financial loss due to inaccuracies in representations and warranties.

Professional Liability

Architects and Engineers Professional Liability

Professional liability protection that architects and engineers of all sizes need to safeguard themselves against claims alleging negligence or other errors and omissions exposures.

Bankers Professional Liability

Professional liability insurance for banking and non-bank lending institutions protects the institution and its directors, officers and employees against claims alleging negligent acts or errors or omissions in the rendering of (or failure to render) professional services to third parties.

Corporate Counsel Premier

Lawyers professional liability coverage providing protection to general counsel and other in-house attorneys employed by public and private companies.

CyberEdge®

Flexible protection against rising occurrences of sensitive data breaches, computer hacking, dumpster diving (theft of discarded records), cyber terrorism, computer virus and employee sabotage or pilferage of information and identity theft.

Miscellaneous Professional Liability

Coverage that can be specifically tailored to meet the unique needs of a broad array of professional service providers including claims of negligence arising from fee-based services as well as for economic losses sustained by third-parties.

Private Edge Plus

A flexible insurance package that allows private companies and their directors and officers to choose one or more of seven coverages and combine them in one comprehensive program with shared or separate limits.

Property

Large Limits

Increased property capacity to help protect a broad array of commercial occupancies including healthcare, manufacturing, real estate, public authorities, retail and higher education from catastrophic losses.

Standalone Property Terrorism Coverage

Property insurance that provides broad protection against losses to physical assets arising from terrorist acts around the world.


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