Industry Solutions for Public Entities

Our broad selection of multi-line insurance products and services help public entities address the extensive exposures they confront every day. Public entities benefit from an integrated service platform that provides seamless access to the capacity, expertise and economies of scale that have made us a market leader.


Overview

While battling escalating costs and ever-changing legal, social and political environments, public entities and their officials require risk management programs that are both comprehensive and cost-effective.

We specialize in handling the risks that specifically concern public entities such as states, counties, towns, cities and public transportation organizations and can provide a comprehensive and integrated risk management approach that best fits their needs.

Interested brokers can search below to learn more about the spectrum of standard and specialty insurance products and services we offer public entities.

Browse Our Public Entities Industry Products and Services

Aerospace

Airports, Ground Handlers and Service Providers Liability

Products and services tailored to cover the potential liabilities arising from the operation of an airport, private strip or heliport, whether owned or operated, as well as the risk from ground handlers and service providers.

General Aviation

Cost-efficient, flexible protection and superior coverage for owners, operators and aircraft management companies of all sizes.

Alternative Risk

Alternative Solutions & Product Innovation

There may be times when a company needs to mitigate a substantial risk that is not addressed effectively in the traditional insurance or financial markets. We help clients address these challenging exposures by providing highly customized, innovative programs that apply insurance and/or capital market strategies.

Casualty

Commercial Transportation

Customized casualty solutions that address the standard and specialized insurance needs of a variety of transportation risks, from trucking operations of all sizes to airline workers’ compensation, railroads, mass transit and livery.

Commercial Umbrella Liability

Customized commercial umbrella solutions designed to minimize the potential for dangerous coverage gaps and inconsistencies between layers of coverage for companies of varying sizes and business sectors.

Excess Liability

Casualty coverage solutions to protect businesses against potentially catastrophic losses. With high capacity and exceptional program design flexibility, we build strong, unified towers of liability protection in an attempt to meet the sophisticated needs of major corporate clients.

Fitness and Recreation Centers Program

The Fitness and Recreation Centers program can help solve clients' insurance needs ranging from upscale complex risks to local gyms and health clubs.

General Liability

General liability insurance is designed to protect businesses from the costs of accidents, injuries and property damage sustained by third parties. Companies of all sizes and industries need sound protection against these traditional exposures, as well as more complex exposures such as product liability, advertising injury and reputation damage.

Healthcare Liability

Comprehensive coverage and service solutions to meet the professional, general and excess liability needs of the healthcare industry, such as hospitals, physicians, long term care, pharmaceutical companies and more.

Human Services Program

Combines numerous vital coverages in one comprehensive package for a wide range of human service organizations such as adoption agencies, outreach programs and mental health service providers.

Environmental

Commercial Pollution Legal Liability

Provides property owners and operators with coverage for site liability, non-owned disposal sites, contracting operations and transportation exposures.

Global Financial Lines

CrimeGuard Choice®

Insurance protection for companies (and their employees) against the dishonest acts of an employee as well as forgery, safe burglary and computer fraud on a global basis.

Fiduciary Liability Insurance Edge®

Protection for directors, officers, employees and employers who are alleged to have breached their fiduciary duty or made mistakes in the management or administration of employee retirement and benefit plans.

Management Liability

CrimeGuard Choice®

Insurance protection for companies (and their employees) against the dishonest acts of an employee as well as forgery, safe burglary and computer fraud on a global basis.

Fiduciary Liability Insurance Edge®

Protection for directors, officers, employees and employers who are alleged to have breached their fiduciary duty or made mistakes in the management or administration of employee retirement and benefit plans.

Not-for-Profit Risk ProtectorSM

A flexible insurance package that allows non-profit organizations of any size to choose one or more of six coverages and combine them in one comprehensive program with shared or separate limits.

Marine and Inland Marine

Hull and Protection and Indemnity Insurance

Tailored coverage for a wide range of small to large marine vessels from tankers to tugs.

Inland Marine

Comprehensive protection for assets that are moveable or mobile in nature, in transit or in storage, where specialization is needed or unique exposures exist.

Marine Liability

Wide range of marine liability insurance products to meet the needs of transportation companies, stevedores, wharfingers, terminal operators and port authorities, shipyards and ship repair operations, bunkermen, vessel charterers, pilots and marine contractors in nearly every jurisdiction around the globe.

Professional Liability

CyberEdge®

Flexible protection against rising occurrences of sensitive data breaches, computer hacking, dumpster diving (theft of discarded records), cyber terrorism, computer virus and employee sabotage or pilferage of information and identity theft.

Education Program

Provides expansive coverage options for educational institutions, including private primary schools (pre K - 12), charter schools and colleges and universities.

Fitness and Recreation Centers Program

The Fitness and Recreation Centers program can help solve clients' insurance needs ranging from upscale complex risks to local gyms and health clubs.

Human Services Program

Combines numerous vital coverages in one comprehensive package for a wide range of human service organizations such as adoption agencies, outreach programs and mental health service providers.

Property

Energy Warranty

Energy Warranty insures that the integration of new and off-the-shelf equipment in a unique process design will work as expected, to help facilitate the financing and development of alternative and renewable energy projects.

Construction All Risk

First-party property insurance solutions for onshore commercial, industrial and energy construction all-risk (CAR), erection all-risk (EAR) and civil and infrastructure projects.

Equipment Breakdown

Equipment breakdown insurance, which may not be covered by standard property insurance policies, responds to physical and financial losses suffered when specialized electrical, mechanical or steam equipment is damaged.

Large Limits

Increased property capacity to help protect a broad array of commercial occupancies including healthcare, manufacturing, real estate, public authorities, retail and higher education from catastrophic losses.

Standalone Property Terrorism Coverage

Property insurance that provides broad protection against losses to physical assets arising from terrorist acts around the world.


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