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Premium Finance

Premium Finance gives businesses the option to obtain insurance, but defer premium payments or pay them in monthly installments. The major benefit of this is that cash flow is improved and made available for high-yield investments that generate greater wealth.

American General Auto Finance (AGAF) is an exclusive provider of flexible auto financing. We help auto dealers say yes to more customers.

American General Financial Services is a leading provider of revolving and installment financing and we have helped thousands of retailers make the sale for 80 years.


This type of financing is generally provided to insureds with guaranteed-cost property/casualty insurance programs of one year in duration.

Individual or groups of insureds seeking to create a captive insurance company are often in need of both premium financing and capitalization funding.


Specific financing arrangements can be developed for a group of insureds who are either written under a master policy or within an industry group insurance program.

The Imperial A.I. Credit Companies provide funding for these post-policy premiums on a non-recourse basis.