Personal Auto Insurance provides Liability and Physical Damage for automobiles operated by individuals for personal (non-business related) use in accordance with the U.A.E. Unified Auto Insurance Policy Wording. Core coverage includes Comprehensive, Third Party Liability and Own Damage. Our products are:

Protection
In addition to the core coverage, we provide expanded geographical area (U.A.E. + Sultanate of Oman), Roadside Assistance - Silver Cover, Agency repair and a Third Party Property Damage limit of AED 1,000,000.00. In addition personal accident optional coverage for driver and passenger is available.

Protection Plus
In addition to the "Protection" product benefits, Protection Plus provides expanded Geographical Area - GCC subject to a period of 60 days outside the U.A.E. & Oman, Wind Screen Cover, Natural Perils/Social Perils, Personal Effects coverage, Road Side Assistance - Gold Cover, Legal Liability to Family Members and Employees of the Assured or Driver at the time of accident, Emergency Medical Expenses for Driver and Passengers and a Third Party Property Damage limit of AED 2,000,000.00

Platinum Protection
In addition to the "Protection" benefits, Platinum Protection provides a Third Party Property Damage limit of AED 2,000,000.00.

Business and Commercial Auto Insurance covers automobiles and commercial vehicles (fleet / non-fleet) where the focus is the ownership and use of the vehicle for the Insured's Own Business. Business and Commercial Auto Insurance provides Liability and Physical Damage coverage.

Personal property insurance covers the insured against loss or damage to the building and/or contents of an occupied private dwelling. Coverage may be purchased on a Fire & Allied Perils basis (i.e. named perils) or on an "All Risk" basis. Policies typically include optional coverage for fine art, jewelry, fine collectibles, etc. Other optional coverage includes scheduled personal belongings, loss of rent and personal accident insurance for domestic helpers.

Home Alone
This product provides coverage for the Dwelling, Landlord's furniture fixture and fittings, loss of rent, damages to services and breakage of fixed glass and sanitary fixtures on a Fire and Allied Perils (i.e. named perils) or All Risk basis. Third party liability is another optional cover on this policy

Tenant Shield
This product provides Fire and Allied Perils or All Risk coverage to contents within the home. Loss of rent or cost of alternative accommodation, contents temporarily removed, contents in the open, theft of keys, household removals, fatal injury benefit to the insured or spouse, visitor's personal effects and occupiers personal and employer's liability are other included coverages in this policy. Personal belongings, personal money and credit cards and Loss / Accidental damage of Passport, driving license, work and residence permits and Domestic Helper Personal Accident are elective covers available to prospective policyholders. Occupier's liability: will provide cover against the legal liability for damages and claimants costs and expenses and is also an optional cover in this product.

Home Care
This product is a combination of the Home Alone and Tenant Shield products (i.e. building and contents) that can be provided on either a Fire and Allied Perils or All Risk basis.

Extended Warranty removes the worry of repair costs, protecting individual consumers against manufacturing defects in material or workmanship in retail products. Warranty provides cover for the repair or replacement of the product should a defect occur during the warranty period. Extended warranties replicate the original equipment manufacturers ("OEM") warranty terms and conditions for a specific period of time subsequent to the expiration of the OEM warranty.