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Not-For-Profit Protector® for Small Businesses

The Not-for-Profit Protector® policy pairs extensive directors and officers (D&O), corporate liability, and employment practices liability insurance with proven loss prevention and crisis management tools.  This program is specially designed to address the unique types of claims to which not-for-profits are most vulnerable, and gives organizations the ability to properly manage sensitive claims that do occur in order to safeguard the organization's reputation as well as its financial viability.

Features and Benefits Back To Top
  • Coverage for employment practices perils such as claims of wrongful termination, discrimination, sexual harassment, negligent hiring, retention, training and supervision, as well as third-party discrimination lawsuits
  • Coverage for insureds including the organization, past, present and future directors, officers and trustees, employees, leased employees, committee members, volunteers, staff, faculty members and department heads, as well as spouses and domestic partners of individual insureds
  • Coverage for risks including defense costs for claims related to Internal Revenue Service intermediate sanctions, a portion of any Excess Benefit Penalty sanctions imposed on directors and officers, and multiple damages awards under the Americans with Disabilities Act and the Equal Pay Act
  • Support in litigated claims through the defense services of leading law firms from AIG's Not-for-Profit Panel Counsel
  • Insureds automatically receive a collection of loss prevention resources including EPL Pak® Premier, which assists insureds in educating employees on employment discrimination, and CrisisFund®, which provides up to $5,000 to hire a crisis management firm to help prevent or mitigate severe employment practices claims
 
Claims Back To Top

When a claim occurs, our goal mirrors that of our customer: To resolve it as quickly and fairly as possible. To achieve this goal, AIG Small Business draws on the AIG Companies®' vast claims handling resources, including experienced claims specialists and the nation's premier defense attorneys, who have expertise managing even the most complex, sensitive claims and litigation.

To report a Not-For-Profit Protector® claim, download our claim reporting form and submit it via one of the following methods:

Mail: c-Claim for Financial Lines
        AIG Domestic Claims, Inc.
        175 Water Street, 9th Floor
        New York, NY 10038

Fax: 866-227-1750
Email: c-claim@aig.com
For Financial Lines Claims Inquiries, email c-claim@aig.com