Motor Insurance

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Agreed Value – if your vehicle is stolen or damaged beyond economic repair, we will pay the agreed value shown in your schedule

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New Vehicle Replacement - we will replace your vehicle with a new vehicle of the same make, model and specification if, within 24 months of purchase, the vehicle is either stolen or damaged beyond economic repair (unless subject to a leasing or hire purchase arrangement)

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Comprehensive Driving other Cars – we give Insured and Spouse fully comprehensive cover for driving any cars not belonging to them

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Hire Car Provision – if your car cannot be used because of a claim, we cover the cost of a temporary car of similar specification for the period of time that your vehicle is being repaired

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Rented Vehicles - we cover as an insured vehicle any motor vehicle that is rented by the insured or spouse for up to 90 consecutive days anywhere within the territorial limits

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Full European Cover – “Fully comprehensive” cover with no time restrictions in any member country of the EU, Switzerland and Norway

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Full European Breakdown – cover up to 6 breakdowns per vehicle per year

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Choose your own repairer – when your car needs repairing you can choose your own repairer or one of the companies on our recommended repairer list

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No Blame Bonus – your no claims bonus is not affected if you have a claim that is not your fault