Liability Insurance

Workmen’s Compensation Insurance
Designed for business organizations, this insurance policy protects the insured party from legal liabilities, as employer, against injury or death of any of their employees arising in the course of employment.

This policy is essential for each and every employer to cover their liability towards their employees under statutory and Common Law.

All expenses that the insured party is legally liable to pay as compensation for injuries to their employees are covered. In case, a claim for such compensation is lodged by any of their employees, the insured party will also be covered for all costs and expenses insured with its consent in defending any claims.
 
Medical, surgical and hospitalization expenses including transportation costs can also be covered up to the limit specified under the policy. 
 
Employer’s Liability Insurance
Employers liability coverage is necessary to protect employers against tort suits brought by injured employees who have rejected the compensation benefits under elective statutes, as well as suits brought by employees who are excluded from the acts by numerical or types-of-employment exemptions.

Programs covering an employer's obligations for statutory benefits or liability arising from work-related employee injuries and occupational disease, and including specialized claim management protocols and vocational rehabilitation.

Features:
• Competitive pricing
• Superior claim handling services
• Loss Control

Customer Profile
Manufacturers and contractors (heavy, medium, light); sales, financial and professional companies; hotels and restaurants; retail, wholesale and service industries represent just a few of the targeted classes of business.